Nicole Heales

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Why spring is the time to buy a house?

October 21, 2019 By Nicole Heales

Spring is often the busiest time of the year in the property market with the most amount of homes listed and the greatest number of houses sold. The ... Read More

Lifestyle, Mortgage, Mortgage Brokering

Preparing to buy property together

August 21, 2019 By Nicole Heales

Buying a property together is a major relationship milestone. It's right up there with opening a joint bank account, getting married, and even ... Read More

Investment, Mortgage, Mortgage Brokering

Can you get a home loan for more than the asking price

July 4, 2019 By Nicole Heales

Acquiring a home loan higher than 80% of the asking price is already a difficult task. Loan to Value Ratio (LVR) Most lenders use ... Read More

Finances, Mortgage, Mortgage Brokering Property

The biggest mistake home buyers make

December 3, 2018 By Nicole Heales

Your home is probably the most expensive thing you'll ever purchase, but what if you made a mistake about what sort of property would make you ... Read More

Lifestyle, Mortgage Brokering, News Community, Home Buyer, mortgage

Time to review household debt

October 30, 2018 By Nicole Heales

Fuelled by rising house prices and low interest rates, the level of personal debt in Australia is relatively high compared to many other ... Read More

Lifestyle, Money Management, Mortgage Brokering Debt, Saving, Spending

Important Changes to Lending Practices

October 2, 2018 By Nicole Heales

With the Royal Commission and recent changes to lending practices it’s more important than ever to understand your credit score and borrowing ... Read More

Money Management, Mortgage Brokering, News credit score, lending, money management, mortgage

6 ways to navigate your finances in your 40s

June 14, 2018 By Nicole Heales

Although marriage, mortgage, and young children may have characterised your 30s, your 40s often feature growing responsibilities and ever-competing ... Read More

Financial Planning, Money Management, Mortgage Brokering, Retirement, Superannuation Finances, Financial Advice, money, mortgage, Savings

Ten Things To Help You Feel Financially Protected

June 2, 2018 By Nicole Heales

Imagine feeling financially protected, well here are the 10 things I can help you with: Manage your cash flow It’s a simple statement to say ... Read More

Financial Planning, Insurance, Money Management, Mortgage Brokering, Retirement, Superannuation Debt, Estate Planning, Financial Advice, financial planning, Investment, Lifestyle, Superannuation

Drawing up a budget to buy a new home

October 9, 2017 By Nicole Heales

Buying a house is probably the biggest financial commitment you'll ever make; you don't want to make it without planning thoroughly. So let's talk ... Read More

Money Management, Mortgage Brokering, News

Is a split-rate home loan the best option for you?

October 9, 2017 By Nicole Heales

Once you decide you need a home loan to fully finance your real estate purchase, it's easy to get overwhelmed by all the options you see in front of ... Read More

Money Management, Mortgage Brokering, News

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

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  • When markets are volatile, it pays to stay invested
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  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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