It’s easy to have big ideas about your financial future, but harder to achieve them. As most dieters know, you can follow the best dieting program, but struggle to stick to it. The same is true for your financial goals, whatever they include, and the plan you draw up to achieve them. Even with the […]
5 steps to make income tax easier
The end-of-financial-year period isn’t really a time most people relish, but it does offer an excellent opportunity to review your finances and possibly free up funds for more important and enjoyable pursuits. Below we’ll show you, in five easy steps, how to streamline the income tax return process and possibly free up funds for the […]
Pursue your passion without breaking the bank
Some hobbies are expensive, but you can still do what you love with some careful planning. Whether you love climbing mountains, playing golf, racing go-karts or photography, some passions can get very pricey, very quickly. Between club memberships, specialised equipment, tournaments, and auctions, it’s very easy for your spending to soar. Hobbies are important for […]
7 hot tips to saving for your summer holiday!
Saving for a summer holiday? Boost your funds by tracking your spending, cutting one unnecessary expense and staying home for dinner. If you’re still saving up funds for your next getaway, here are tips to help you along the way. 1. Check your bills to ensure you’re getting the best deal It’s easy to go with the flow […]
Income protection insurance – not just about the amount you earn
A common misconception about income protection insurance is that it’s only for high-earners, but this isn’t the case. In reality, no one can afford to be without this safety net, regardless of the amount of income you earn. The only things certain in life are death and taxes—or so the famous saying goes. Thankfully, income […]
Getting to know your ‘money personality’
Ever wish you could get to the root of why your budgeting habits are less than ideal? Or perhaps you’re out to master your investment decision making process. Finding out your money personality is a great start to developing the management, saving and investment strategies that are going to work best for you. Understanding your […]
6 ways to navigate your finances in your 40s
Although marriage, mortgage, and young children may have characterised your 30s, your 40s often feature growing responsibilities and ever-competing priorities. Your parents are older, your mortgage is still on foot, children’s education costs are growing, and though retirement may seem a distant reality, planning for that reality becomes an important consideration. The good news is […]
Not so secret women’s business!
We women need to realise there are particular issues and considerations facing us when it comes to money (that generally don’t apply to men) and for us to look forward to a secure financial future and be financially independent and literate, financial coaching and planning is essential. Here are a few of the reasons why. […]
2018 SMART Goals
Week 1 – Starting your plan and SMART goal setting Most of us have plans for the future. Maybe it’s a dream holiday, paying off our debt, retiring early, building up a share portfolio, running a marathon, or saving enough for a house deposit. Some of us will succeed but many of us won’t. One […]
How to have a budget friendly holiday this summer
Everyone loves saving a dollar or two, and one place it really pays to stretch your money further is on holidays. After all, the more cost-effective your holidays are, the more of them you can afford to have! If you’re still searching for a destination to escape to this summer, we’ve got some suggestions below […]