Nicole is responsive and goes above and beyond to ensure her clients receive great service. I highly recommend Nicole to anyone who is wanting to assess their financial situation and find a solution better suited to their circumstances.”
Nicole is charismatic and engaging; she portrays a sense of logic with all of her recommendations; her financial knowledge is impressive, and I truly believe she is committed to the betterment of my well-being.
It is extremely comforting to know that you are being lead up the right garden path, and I would highly recommend the services of Nicole Heales Financial without hesitation.”
I would have absolutely no hesitation in recommending Nicole’s services to anyone seeking financial planning or mortgage broking services. ”
I felt like Nicole listened and she was on my side. I trusted her throughout the process and she made herself available to me.
Today, I sleep at night which I haven’t done in years because I feel secure knowing that my goals are doable.
I would highly recommend Nicole. I wish I had met her years ago to guide me on my financial journey. I’m sure that would have alleviated so much angst and depression about my finances – I had invested a large amount of money with a dodgy “financial advisor” and lost every cent and in fact it cost me more money than invested.
I now feel more educated on the financial products I hold, and the areas I still need to decide on. I have a much better understanding of my current and future financial position and this makes me feel in control, and that’s a great feeling! I recently approached Nicole to see if she would be willing to run a short financial seminar for woman at my work (Bupa), as a pilot for a business idea I’m working on: Increasing the Financial Health of Bupa Women Employees. Nicole readily agreed and we held the session in early July. I was hoping to get at least 20 to 30 women – over 55 attended – the room was full! I’ve since had many woman approach me at work saying the session was fantastic, they loved Nicole’s down to earth approach, the pace at which she ran through the material (there’s a lot you know!), the fact that she was realistic that you still have to live your life, not just put everything away into savings and there was no hard sell by Nicole either. I’m really looking forward to getting my idea off the ground, and Nicole to be a big part of it too.
I needed good advice to protect and maximise the superannuation that I had. Income and life insurance was also extremely important in my newly single and independent life situation. I also needed mortgage advice as I looked to purchase a property in my own right.
Nicole provided all of this with an encouraging and friendly re-assurance. Nicole helped with some difficulties in the superannuation separation and provided valuable assistance that was pivotal in protecting my interests.
I would thoroughly recommend Nicole who has delivered such expert and reliable advice with personable and friendly care.
Nicole was referred by a couple of my family friends and proved to be well and truly up to the task. She spoke a language I was able to understand - not coming from a finance background myself, Nicole was able to simplify concepts to suit me.
Nicole gave great advice and was engaged to act on my mortgage refinancing. She also gave me an understanding of how I can proceed to my next property purchase. Nicole was critical in my increased understanding of the various insurances I had in place and how I could alter these to gain the best benefits based on my current age, situation and financial position. As a result of these discussions I was able to utilise Nicole to alter some of these policies to suit me.
The most important things Nicole provides me are accessibility - when and where I need advice, ability to simplify some of the financial concepts that I am less familiar with. Comprehensive advice - Nicole crosses over a number of areas I was requiring assistance - mortgage broker and financial planner.
I feel that I have progressed with my investment property and understand the reasoning behind the changes I made with re-financing my loan. I feel I am in a better position with the insurance I hold currently and that they match my financial situation.
I have referred Nicole to friends already and I would reiterate that Nicole is very approachable, speaks a language suited to the person she is dealing with (no matter what background), and that there is no obligation.
Nicole Heales has made me feel very comfortable with my financial position and given me a greater understanding of where I stand. Nicole’s regular market updates are also very valuable to stay abreast of the financial and budgetary news and occurrences.