Super statements come but once a year (or twice with some funds). When yours arrives, it’s important to take a proper look because it could become one of the biggest assets you’ll ever have. Here’s our quick guide to what you should watch out for and why. Personal details Check your name and address are […]
Income protection insurance – not just about the amount you earn
A common misconception about income protection insurance is that it’s only for high-earners, but this isn’t the case. In reality, no one can afford to be without this safety net, regardless of the amount of income you earn. The only things certain in life are death and taxes—or so the famous saying goes. Thankfully, income […]
7 ways to invest in your future
One fact of life is certain, we don’t stay young forever. As we grow older, everyday tasks can become tiresome; we suffer inevitable aches and pains and often have difficulty remembering things. But the ageing process should be seen as a privilege. We have retirement to look forward to, access to good healthcare and the […]
Protecting the life (and people) you love
With more Australians having children later in life, starting a second family and carrying significant levels of debt well into their 50s and 60s, life insurance has never been more important. Life is full of unexpected twists and turns and you never quite know what is around the corner. Protecting your family against the loss […]
Ten Things To Help You Feel Financially Protected
Imagine feeling financially protected, well here are the 10 things I can help you with: Manage your cash flow It’s a simple statement to say that you’ll never get ahead if you spend more than you earn, yet in many households spending more than you earn is what happens on a regular basis. Your adviser […]
Investment bonds – an alternative to super
A number of changes came into effect on 1 July 2017 that limit the amount of money those saving for retirement can put into super. This includes new limits on concessional (or before tax) and non-concessional (or after tax) contributions. The limit on concessional contributions has been reduced from $35,000 to $25,000 per annum and […]
6 tips to having the right level of insurance cover
When life is busy it can be easy to overlook the important things and take your own wellbeing for granted. But it pays to stop and consider how much your loved ones depend on you. If something were to happen to you, money is the last thing you or your family would want to worry […]
Why insurance is important – real benefits for you and your family
Insurance is all about protecting what you have now and what you need to have in the event of the unexpected. As you travel through life, the protection you need is likely to change. The key to selecting the right insurance is understanding your present needs and making sure you have both the right sort […]