When you’re looking at properties it’s hard not to pick features you love. A great view. Beautiful leafy garden and pool. Moments from the beach. But purchasing an investment property is very different from purchasing your own home. You have … read more
Debt consolidation is the process of consolidating all your existing debt into a single loan rather than pay them off as multiple loans each with their rates of interest. On a surface level, it might make things easier to manage … read more
Making renovations on your home can be both exciting and exhausting. Whether you are adding a spare room or sharpening the look of your kitchen it is rewarding to see the transformation. That is why we have made a list … read more
Spring is often the busiest time of the year in the property market with the most amount of homes listed and the greatest number of houses sold. The sun is shining, the grass is green and it’s the perfect time … read more
So you’ve found the apartment of your dreams to rent.
It’s a stone’s throw from the CBD’s trendiest shopping street, boasts fabulous views of the sea and comes with a fully-equipped kitchen boasting European appliances plus luxury spa bathroom. OK, … read more
Housing is the most important asset owned by the majority of Australian households, according to the Reserve Bank of Australia (RBA).
A house not only serves as a place to live, but as a long-term investment, a measure of household … read more
Buying a property together is a major relationship milestone. It’s right up there with opening a joint bank account, getting married, and even surviving your first major disagreement. It’s understandable that such a big milestone – and investment – can … read more
Acquiring a home loan higher than 80% of the asking price is already a difficult task.
Loan to Value Ratio (LVR)
Most lenders use LVR to determine how much risk they are taking on if they decide to give you … read more
Don’t be discourage. Sure, tightened lending means home loans are becoming harder for some to get, but it’s not all bad news.
That’s because there’s also reduced competition from investors, housing prices are falling, and clearance rates are too, making … read more
With so many loan options and an increasingly complex market, it can be hard to pick the best loan for your needs. There are many different factors to consider when it comes to choosing loans. In this article, we outline … read more