Buying a property together is a major relationship milestone. It’s right up there with opening a joint bank account, getting married, and even surviving your first major disagreement. It’s understandable that such a big milestone – and investment – can … read more
Acquiring a home loan higher than 80% of the asking price is already a difficult task.
Loan to Value Ratio (LVR)
Most lenders use LVR to determine how much risk they are taking on if they decide to give you … read more
Don’t be discourage. Sure, tightened lending means home loans are becoming harder for some to get, but it’s not all bad news.
That’s because there’s also reduced competition from investors, housing prices are falling, and clearance rates are too, making … read more
With so many loan options and an increasingly complex market, it can be hard to pick the best loan for your needs. There are many different factors to consider when it comes to choosing loans. In this article, we outline … read more
Although marriage, mortgage, and young children may have characterised your 30s, your 40s often feature growing responsibilities and ever-competing priorities. Your parents are older, your mortgage is still on foot, children’s education costs are growing, and though retirement may seem … read more