Ready to discover the life changing magic of simplifying your money management? Taking the lead from minimalism guru Marie Kondo, we bring you a step-by-step guide to applying decluttering principles to your finances.
Less really is more
Of course, we’re … read more
Whether it’s long service leave or a short sabbatical, it’s a dream held by many to do away with work responsibilities and explore the world. But is it financially viable?
Most people at one point in their working lives have … read more
It’s probably not the sexiest thing the two of you have on the to-do list but putting it off could see you butting heads.
Here is a list of things worth discussing with your partner before you consider merging your … read more
Although marriage, mortgage, and young children may have characterised your 30s, your 40s often feature growing responsibilities and ever-competing priorities. Your parents are older, your mortgage is still on foot, children’s education costs are growing, and though retirement may seem … read more
Leaving the single life behind to become a twosome is an exciting and romantic time. The last thing on your mind is how to manage your joint finances. Yet relationship success and financial success as a couple have a lot … read more
If you’re stressed about where your money goes, overwhelmed by debt or don’t have any cash set aside for emergencies, now’s the time to think about getting your finances in order before the good times of summer arrive.
To help … read more
How certain are you that your current mortgage is the best value for money in the current market?
If you are with one of the big banks I’m confident you may not have the best deal around.
If you’re paying … read more
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Postal: P.O. Box 361, Balaclava VIC 3183
Phone: 03 8610 6678
Mobile: 0417 167 024
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Nicole Heales is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).