When you’re looking at properties it’s hard not to pick features you love. A great view. Beautiful leafy garden and pool. Moments from the beach. But purchasing an investment property is very different from purchasing your own home. You have … read more
Debt consolidation is the process of consolidating all your existing debt into a single loan rather than pay them off as multiple loans each with their rates of interest. On a surface level, it might make things easier to manage … read more
Making renovations on your home can be both exciting and exhausting. Whether you are adding a spare room or sharpening the look of your kitchen it is rewarding to see the transformation. That is why we have made a list … read more
If your partner has expressed that you’re a bit of a letdown when it comes to managing money, here are some pointers for when financial opposites attract.
Depending on what stage of life you’re at, you and your other half … read more
Is sticking to a budget the money magic wand that can sort out your finances, once and for all? Discover what budgeting can and can’t do for you and how to turn new budget habits into positive lifestyle changes.
What’s … read more
In Australia, we’re pretty big on borrowing money. According to figures published by Finder, Australia takes the number four spot in the top five countries with the highest levels of household debt. So if you’re in debt, you’re certainly not … read more
Risk is inherent in investing and there is no one size fits all approach to managing and dealing with risk. What keeps you awake at night might be well within someone else’s comfort level.
The central principal of investing is … read more
Being financially independent is a mindset that many women are aspiring to, particularly those in relationships.
While your job, or your partner’s career is secure today, tomorrow it could be a different story, and often that can lead to a … read more
Do you find yourself drowning in random receipts when EOFY comes around?
Learn to lodge your tax return the easy way with these last-minute and longer-term tax hacks. Tax paperwork is something few of us take in our stride. In … read more
Acquiring a home loan higher than 80% of the asking price is already a difficult task.
Loan to Value Ratio (LVR)
Most lenders use LVR to determine how much risk they are taking on if they decide to give you … read more