Nicole Heales

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EOFY super moves worth thinking about

May 27, 2026 By Nicole Heales

End of Financial Year (EOFY) is a good time to show your super some love. EOFY often gets us thinking about money and your super deserves its moment ... Read More

Finances, Financial Planning, Superannuation

Developing a retirement savings plan

May 27, 2026 By Nicole Heales

While saving for retirement can seem somewhat daunting, there are a few simple strategies to use when planning your best financial future. Here’s how ... Read More

Financial Planning, Investment, Lifestyle, Money Management, Retirement, Superannuation

A smarter way to respond to super volatility

May 19, 2026 By Nicole Heales

When markets feel uncertain, it’s natural to feel uneasy about your super. But some of the biggest financial mistakes happen when we react emotionally ... Read More

Financial Planning, Lifestyle, Superannuation

Smart ways to grow your super as you approach retirement

May 5, 2026 By Nicole Heales

Retirement isn’t a single moment. It’s a long, wonderful chapter – and the choices you make today help determine how confidently you’ll step into ... Read More

Financial Planning, Retirement, Superannuation

Payday Super changes – what they mean and how they could boost super for some

May 5, 2026 By Nicole Heales

payday super change

Payday Super means employers must pay super at the same frequency as they pay wages. The changes are being introduced to improve retirement outcomes ... Read More

Financial Planning, Superannuation

Haven’t checked your super balance? Make sure you’re not missing out

April 7, 2026 By Nicole Heales

havent checked your super balance

Super will soon need to be paid into your super account within seven business days of your regular pay, making it easier to check and grow your ... Read More

Financial Planning, Superannuation

Women in super – 5 smart super tips at every stage of life

April 7, 2026 By Nicole Heales

Women in super - 5 smart super tips_L

I came across this article and thought it was too valuable not to share, especially for women at different stages of their financial journey. ... Read More

Financial Planning, Superannuation

Ten things to know before gifting wealth

March 4, 2026 By Nicole Heales

Ten things to know before gifting wealth

What if you opted to give a present that could help shape the financial future for yourself or your loved ones? Before you make that transfer or sign ... Read More

Estate Planning, Financial Planning, Investment, Money Management, Superannuation

Five financial steps for the year ahead

February 12, 2026 By Nicole Heales

The start of the year is a good opportunity to take decisive financial steps This time of year can often be a trigger point for many people to ... Read More

Estate Planning, Financial Planning, Investment, Money Management, Superannuation

How much super do I need to retire in Australia?

December 12, 2025 By Nicole Heales

The amount of super you need to support your retirement will depend on what kind of lifestyle you’re hoping to enjoy and how much income you’ll be ... Read More

Financial Planning, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • EOFY super moves worth thinking about
  • Dreaming of early retirement?
  • Developing a retirement savings plan
  • A smarter way to respond to super volatility
  • Higher Interest Rates: What You Can Control
  • Smart ways to grow your super as you approach retirement
  • Managing risk
  • Payday Super changes – what they mean and how they could boost super for some

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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