One fact of life is certain, we don’t stay young forever. As we grow older, everyday tasks can become tiresome; we suffer inevitable aches and pains and often have difficulty remembering things. But the ageing process should be seen as a privilege. We have retirement to look forward to, access to good healthcare and the […]
It’s time to close the gender superannuation gap
In an ideal world, we’d retire from work when we felt like it, free to travel the world, take up a new interest or just relax. But, many women don’t have that luxury. They are living longer than men but retire with 37% less superannuation. And for vast numbers that could mean restricted choices about […]
6 ways to navigate your finances in your 40s
Although marriage, mortgage, and young children may have characterised your 30s, your 40s often feature growing responsibilities and ever-competing priorities. Your parents are older, your mortgage is still on foot, children’s education costs are growing, and though retirement may seem a distant reality, planning for that reality becomes an important consideration. The good news is […]
Super is your time, your money and your future lifestyle.
It is time to give your super the respect it deserves. There truly is something almost magical out there in the world of investing. It’s called compounding interest, and it’s very simple. It’s just the combination of time and money, and how they work so well together, when used in the right sequence. I’m sure […]
Four ways to declutter your finances
Ready to discover the life changing magic of simplifying your money management? Taking the lead from minimalism guru Marie Kondo, we bring you a step-by-step guide to applying decluttering principles to your finances. Less really is more Of course, we’re not talking about giving all your money away to make life simpler. But simplifying your […]
Four tips for women to take control of their super
Faced with average lower earnings, possible time out from the workforce to raise children, and longer life expectancy, it can be a struggle for women to save enough money in their super. According to the 2017 HILDA survey, Australian women are retiring with an average superannuation balance of $230,907 while men are retiring with about twice […]
Would you like to retire by 40?
Many younger Australians are joining the Financial Independence, Retire Early (FIRE) movement. Is it right for you? When you’re starting out in the workforce and building your career, retirement can seem like a long way away. And with the age at which you can access your super and age pension creeping up—not to mention the increasing cost of living—you […]
What to look for on your super statement
Super statements come but once a year (or twice with some funds). When yours arrives, it’s important to take a proper look because it could become one of the biggest assets you’ll ever have. Here’s our quick guide to what you should watch out for and why. Personal details Check your name and address are […]
7 ways to invest in your future
One fact of life is certain, we don’t stay young forever. As we grow older, everyday tasks can become tiresome; we suffer inevitable aches and pains and often have difficulty remembering things. But the ageing process should be seen as a privilege. We have retirement to look forward to, access to good healthcare and the […]
Superannuation and separation: Who keeps the money?
A divorce from your husband or wife, or a separation from your de facto, could mean a division of your assets and debts, whether they’re held separately or together, and superannuation is no exception. Another thing to note is even if one of you hasn’t contributed to super for many years, that person could still […]