Nicole Heales

  • Why Nicole
    • Meet Nicole
    • Take Control
  • How I help
    • Money Coaching
    • Insurance
    • Superannuation
    • Mortgages Broking and Debt Reduction
    • Wealth Creation
    • Retirement Planning
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Maximising wealth together: Super contributions for your spouse

April 2, 2024 By Nicole Heales

Maximising super contributions for your spouse is a smart financial move that can benefit both your partner and your family's long-term financial ... Read More

Finances, Financial Planning, Investment, Lifestyle, Superannuation

What to do if you’re 55 and have no retirement plan

February 29, 2024 By Nicole Heales

Key takeaways Strategies for fast-tracking your retirement savings nest egg, such as debt elimination, additional super contributions and ... Read More

Finances, Financial Planning, Retirement, Superannuation

A guide to SMSF insurance and estate planning

February 29, 2024 By Nicole Heales

Making a decision about life insurance is an essential part of your self managed super fund’s investment strategy and can provide a valuable benefit ... Read More

Estate Planning, Financial Planning, Insurance, Superannuation

The transfer balance cap – how does it work again?

February 19, 2024 By Nicole Heales

In the 2016 Federal Budget, the Government introduced the transfer balance cap as part of a broader superannuation reform package. The transfer ... Read More

Financial Planning, Retirement, Superannuation, Tax

5 tips for managing your SMSF

February 19, 2024 By Nicole Heales

Setting up your SMSF is just the beginning. Make sure you’re aware of your obligations as an SMSF trustee and get the most out of your fund with this ... Read More

Investment, Retirement, Superannuation, Tax

Mortgage vs super: where should I put my extra money?

February 19, 2024 By Nicole Heales

It’s a dilemma many of us face – are we better off directing extra money to our mortgage or super? As with most financial decisions, it’s not a one ... Read More

Financial Planning, Investment, Money Management, Mortgage, Superannuation

How much super should you have at your age?

January 29, 2024 By Nicole Heales

Your super balance will most likely play a big part in how comfortably you live in retirement. But depending on how far off retirement is for you, it ... Read More

Finances, Financial Planning, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

OUR LOCATIONS

  • 15 Howard Street Beulah Park SA 5067
  • 315 Lady Gowrie Drive, Taperoo SA 5017

Mobile: 0417 167 024

Let’s Connect!

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What’s news for you

  • Avoiding income tax bracket creep
  • How to read and understand your super statement
  • Fake caller ID – how to know who’s really contacting you
  • Navigating redundancy – make it work for you
  • Is Your Money Going Where You Want It To?
  • 7 Signs It’s Time for a Financial Check-In
  • Your super balance is a checkpoint, not a scorecard.
  • Taking control of your finances post divorce

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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