Nicole Heales

  • Why Nicole
    • Meet Nicole
    • Take Control
  • How I help
    • Money Coaching
    • Insurance
    • Superannuation
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    • Wealth Creation
    • Retirement Planning
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Grow your retirement income 

October 31, 2024 By Nicole Heales

In retirement, every dollar counts and it is worth exploring different strategies to grow your retirement income. Here’s how do it…  Use your super ... Read More

Financial Planning, Investment, Lifestyle, Retirement, Superannuation

How do Aussie women’s finances stack up?

September 2, 2024 By Nicole Heales

how do aussie womens finances stack up

Planning for retirement is a daunting task and many Australian women lack confidence in financial decision making. Fortunately, there are some small ... Read More

Finances, Financial Planning, Lifestyle, Money Management, Superannuation

Get 2024/25 off to a great start

September 2, 2024 By Nicole Heales

get 2024-25 off to a great start

The beginning of the financial year is a great opportunity to review your financial situation, to make sure you’re on track and on top of changes ... Read More

Financial Planning, Superannuation, Tax

Contributions, when are they made?

September 2, 2024 By Nicole Heales

Contributions, when are they made

Thanks to the evolving rules and additional tests, the world of superannuation contributions continues to be a source of confusion, resulting in ... Read More

Finances, Financial Planning, Superannuation

Is it worth salary sacrificing into super?

August 18, 2024 By Nicole Heales

Let’s explore the ins and outs of salary sacrificing into your super and help you determine if it's worth considering as part of your financial ... Read More

Finances, Financial Planning, Money Management, Superannuation

Mortgage versus super – a common dilemma

August 18, 2024 By Nicole Heales

Conventional wisdom used to dictate Australians were better paying off their home loans, and then, once debt free turning their attention to building ... Read More

Financial Planning, Mortgage, Superannuation

How to protect yourself from super scams 

August 2, 2024 By Nicole Heales

Super and investment scams target your personal wealth by convincing you to invest in fake schemes and companies.   A super scam is when someone ... Read More

Investment, Lifestyle, Superannuation

Will I pay tax on my super when I retire? 

August 2, 2024 By Nicole Heales

Tax is often the last thing on our minds when we're planning for retirement but it's important to understand how your retirement income will be taxed, ... Read More

Financial Planning, Investment, Retirement, Superannuation, Tax

A breakup is super hard – and can be hard on your super

April 29, 2024 By Nicole Heales

Love song dedications are out the window and you’re wondering how you’ll move forward, not to mention divide your money, possessions and debts. But ... Read More

Finances, Investment, Lifestyle, Superannuation

Outliving your savings

April 29, 2024 By Nicole Heales

While living a long and healthy life is a goal for most of us, it does raise a valid question. Is there a chance that you could outlive your ... Read More

Finances, Financial Planning, Money Management, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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  • 15 Howard Street Beulah Park SA 5067
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Mobile: 0417 167 024

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What’s news for you

  • Avoiding income tax bracket creep
  • How to read and understand your super statement
  • Fake caller ID – how to know who’s really contacting you
  • Navigating redundancy – make it work for you
  • Is Your Money Going Where You Want It To?
  • 7 Signs It’s Time for a Financial Check-In
  • Your super balance is a checkpoint, not a scorecard.
  • Taking control of your finances post divorce

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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