Nicole Heales

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Commonly Asked Questions – retirement planning 

July 8, 2024 By Nicole Heales

Retirement is a major milestone in life, representing the end of years of hard work and dedication. It's a time to enjoy the freedom to pursue your ... Read More

Finances, Financial Planning, Retirement, Superannuation

Super and tax – what’s changing on 1 July 2024

June 26, 2024 By Nicole Heales

They say nothing is certain in life except two things – death and taxes. Australians can probably add a third – the knowledge that come the end of ... Read More

Financial Planning, Money Management, Superannuation, Tax

6 things to consider before investing 

June 4, 2024 By Nicole Heales

Investing your money may be an effective way to help you build long-term wealth.  While it can seem overwhelming at times, given the breadth of ... Read More

Financial Planning, Investment, Superannuation, Tax

Do you know your Total Superannuation Balance (TSB)? You should! 

June 4, 2024 By Nicole Heales

The total superannuation balance or TSB was a significant change introduced as part of the Government’s superannuation reform package, taking effect ... Read More

Finances, Investment, Retirement, Superannuation

The First Home Super Saver Scheme (FHSSS): a handy guide for homebuyers

May 21, 2024 By Nicole Heales

The First Home Super Saver Scheme is a valuable initiative to help first time buyers overcome the challenges of entering the property ... Read More

Investment, Mortgage, Mortgage Brokering, News, Superannuation

A breakup is super hard – and can be hard on your super

April 29, 2024 By Nicole Heales

Love song dedications are out the window and you’re wondering how you’ll move forward, not to mention divide your money, possessions and debts. But ... Read More

Finances, Investment, Lifestyle, Superannuation

Outliving your savings

April 29, 2024 By Nicole Heales

While living a long and healthy life is a goal for most of us, it does raise a valid question. Is there a chance that you could outlive your ... Read More

Finances, Financial Planning, Money Management, Retirement, Superannuation

Maximising wealth together: Super contributions for your spouse

April 2, 2024 By Nicole Heales

Maximising super contributions for your spouse is a smart financial move that can benefit both your partner and your family's long-term financial ... Read More

Finances, Financial Planning, Investment, Lifestyle, Superannuation

What to do if you’re 55 and have no retirement plan

February 29, 2024 By Nicole Heales

Key takeaways Strategies for fast-tracking your retirement savings nest egg, such as debt elimination, additional super contributions and ... Read More

Finances, Financial Planning, Retirement, Superannuation

A guide to SMSF insurance and estate planning

February 29, 2024 By Nicole Heales

Making a decision about life insurance is an essential part of your self managed super fund’s investment strategy and can provide a valuable benefit ... Read More

Estate Planning, Financial Planning, Insurance, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

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  • How does life insurance work? 
  • Can you really afford the big house, luxury car and holidays? 

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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