Here are 10 things to consider before taking a career break to have children, including how your finances could be affected and how to manage the impact of that. 1. Pressure to earn more money Once you have children, there‘s an added expense and suddenly your family salary may no longer be adequate. Suggestion: Consider […]
Federal Budget 2019: What it means for you
The Federal Treasurer, the Hon. Josh Frydenberg MP, delivered the 2019 Federal Budget on 2 April 2019. As widely predicted, the announcement included a range of tax cuts for both individuals and businesses. The Treasurer also announced increased funding for regulators to encourage tax and superannuation compliance, a number of positive changes to superannuation, and […]
5 habits you can learn from financially secure people
Ever looked at a friend who has everything together and thought ‘what’s their secret?’ Here are five habits you can implement to achieve financial security. Believe it or not, being secure financially doesn’t involve magic or an outrageous stroke of luck. More often than not, it results from good habits, such as keeping track of […]
Success on your terms
Success looks different for everybody, and yet successful people often exhibit similar traits and attitudes. Here’s a little toolkit we put together to help you develop a success mentality. Intent It can be so easy to live life on auto-pilot, not really thinking about long-term plans, or the consequences of everyday habits. Taking a step […]
Gender and finances – closing the gap
In terms of financial matters, women have come a long way over the last few decades. From the days when a man was a plan, and the ‘fairer sex’ relied on their fathers or husbands for security, women have only become more independent and financially savvy. That’s not to say there is no room for […]
Simplify your finances in 5 days
If you’re stressed about where your money goes, overwhelmed by debt or don’t have any cash set aside for emergencies, now’s the time to think about getting your finances in order before the good times of summer arrive. To help you on your way, we’ve got a five day challenge. All you need to do […]
Why you should have an emergency fund
Why you should have an emergency fund When you’re faced with unexpected expenses, having emergency cash set aside can make all the difference. Could a relatively minor event—such as an unexpected filling, visit to the vet, broken phone, faulty home appliance or busted car tyre—leave you financially stranded? If you answered yes, you’re not alone. […]
How certain are you about your current mortgage?
How certain are you that your current mortgage is the best value for money in the current market? If you are with one of the big banks I’m confident you may not have the best deal around. If you’re paying more that 4% for the loan against your own home, now is a great time […]
Barebones buying: Finding a fixer-upper
There’s something extremely satisfying about bringing a broken property back from the brink. So satisfying, in fact, that it turns from a hobby into a full-blown career for some. But how can you get started on buying your first fixer-upper? How is it different from purchasing an established property? And what considerations do you have […]