Nicole Heales

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Time to review household debt

October 30, 2018 By Nicole Heales

Fuelled by rising house prices and low interest rates, the level of personal debt in Australia is relatively high compared to many other ... Read More

Lifestyle, Money Management, Mortgage Brokering Debt, Saving, Spending

Making money and doing good – the rise of sustainable and impact investing

October 30, 2018 By Nicole Heales

There is no doubt that interest in responsible investments is growing. Not only in Australia but globally, investors are increasingly interested in ... Read More

Financial Planning, Money Management Investment, Social Responsibility

Unlocking your career potential

October 30, 2018 By Nicole Heales

Knowing what you want to do in life isn’t always simple. It’s not uncommon to hear people well into their 40s or 50s saying that they never discovered ... Read More

Lifestyle, News Career, Goals

Important Changes to Lending Practices

October 2, 2018 By Nicole Heales

With the Royal Commission and recent changes to lending practices it’s more important than ever to understand your credit score and borrowing ... Read More

Money Management, Mortgage Brokering, News credit score, lending, money management, mortgage

Dream Big, Save Up, Make It Happen

October 2, 2018 By Nicole Heales

Most of us have plans for the future. Maybe it’s a dream holiday, paying off debt, starting a business, or saving enough for a house deposit.  Some of ... Read More

Financial Planning, Money Management Financial Advice, Goals, Holidays, Lifestyle, money management

How to Get Rid of Debt

September 18, 2018 By Nicole Heales

Stop spending! Cut up your credit cards Credit Cards are Loans – Drill it in your head that using your card is borrowing money that needs to be ... Read More

Financial Planning, Money Management, News credit cards, Debt, Money Behaviour, Spending

Superannuation and separation: Who keeps the money?

September 18, 2018 By Nicole Heales

A divorce from your husband or wife, or a separation from your de facto, could mean a division of your assets and debts, whether they’re held ... Read More

Financial Planning, Superannuation Divorce and Money, Financial Advice, Superannuation, Women and Money

How to spend more to save

September 18, 2018 By Nicole Heales

The old saying “penny wise, pound foolish” couldn’t ring truer than in today’s throw-away world of overconsumption and excessive production of ... Read More

Financial Planning, Money Management Financial Advice, Money Behaviour, money management, Saving, Spending, Women and Money

5 tips for a stress-free conversation about your will

August 21, 2018 By Nicole Heales

No one likes unpleasant surprises. Talking about your Will with your family can be stressful, but it can also help to avoid a worse situation when you ... Read More

Estate Planning, Financial Planning, Money Management Estate Plan, Family, Women and Money

How women can build their financial literacy

August 21, 2018 By Nicole Heales

Recent studies show that more than two in five Australians lack confidence when it comes to financial decision making. The Federal Government ... Read More

Financial Planning, Money Management, Superannuation Financial Control, Financial Literacy, Investment, Women and Money

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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