Nicole Heales

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Your investment options and strategy

November 9, 2021 By Nicole Heales

Building your wealth for the long term starts with a sound investment strategy. But with so many options outside your superannuation fund – from bonds ... Read More

Finances, Financial Planning, Investment

How to invest ethically

November 9, 2021 By Nicole Heales

Ethical investing involves using your ethical principles to filter and guide your investment decisions. The practice has been around for more than 30 ... Read More

Financial Planning, Investment, Lifestyle

Investing in volatile times

October 12, 2021 By Nicole Heales

As Australia emerges from lockdowns in New South Wales, the Australian Capital Territory and Victoria, and the economy recovers from a September ... Read More

Economy, Finances, Financial Planning, Investment, Money Management

Mortgage versus super – a common dilemma

October 8, 2021 By Nicole Heales

Conventional wisdom used to dictate Australians were better paying off their home loans, and then, once debt-free turning their attention to building ... Read More

Financial Planning, Investment, Mortgage, Superannuation

How salary sacrificing into super could work for you

October 8, 2021 By Nicole Heales

An effective way of building your super savings (and potentially reducing your taxable income) is through salary sacrificing – that is, asking your ... Read More

Financial Planning, Investment, Money Management, Superannuation, Tax

11 things everyone should know about their super

October 8, 2021 By Nicole Heales

Super is there to provide you with an income when you stop working and it may provide a tax-effective way to save for your retirement over the ... Read More

Financial Planning, Investment, Retirement, Superannuation

Women and superannuation – how the pay gap can impact your super

September 14, 2021 By Nicole Heales

According to the Australian Bureau of Statistics, women are retiring with 37% less than men in their super accounts, which is a frightening thought ... Read More

Financial Planning, Investment, Retirement, Superannuation

Could interest rates rise sooner than expected?

September 6, 2021 By Nicole Heales

  In response to the pandemic, central banks around the world flooded the market with liquidity. In Australia, the Reserve Bank did what ... Read More

Economy, Finances, Investment, Mortgage

The rise of the female investor

September 6, 2021 By Nicole Heales

While society continues to grapple with the factors driving gender and pay inequity, women are proactively turning to investing more than ever before. ... Read More

Finances, Investment, Lifestyle

Salary sacrificing into super – how it works 

August 23, 2021 By Nicole Heales

Salary sacrificing into super is where you choose to have some of your before-tax income paid into your super account by your employer. This is on top ... Read More

Investment, Retirement, Superannuation, Tax

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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  • Why you need insurance, what are your options?

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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