Nicole Heales

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Star performers: which investment types delivered the best returns in 2024-25? 

September 2, 2025 By Nicole Heales

Sharemarkets continued to make headlines in the 2024-25 financial year but the best performers for investors seeking high returns broadened to include ... Read More

Economy, Financial Planning, Investment, Superannuation

Helping your grandkids purchase their first property 

September 2, 2025 By Nicole Heales

Supporting your adult children or grandchildren in purchasing their first property can be a fulfilling way to help them achieve financial ... Read More

Financial Planning, Investment, Mortgage, Mortgage Brokering

Carry forward concessional contributions

August 20, 2025 By Nicole Heales

If you’re looking for ways to potentially increase your retirement savings while reducing tax, carry forward concessional contributions could be a ... Read More

Financial Planning, Investment, Retirement, Superannuation

Three ways to access advice for a resilient retirement 

July 1, 2025 By Nicole Heales

Did you know there’s a secret weapon when it comes to building financial resilience? Turns out that Australians who have had advice are much more ... Read More

Financial Planning, Investment, Lifestyle, Money Management, Retirement

Can you really afford the big house, luxury car and holidays? 

July 1, 2025 By Nicole Heales

For many Australians, lifestyle choices are often seen as rewards for hard work.  The big house. The new car. The overseas holidays. The designer ... Read More

Finances, Financial Planning, Investment, Lifestyle, Money Management

Finance 101: understanding interest rates and why they matter

June 3, 2025 By Nicole Heales

Learn how interest rates influence loans, savings and investments, and find out why staying informed about interest rates can empower your financial ... Read More

Finances, Investment, Money Management, Mortgage

Estate Planning and SMSFs

May 16, 2025 By Nicole Heales

One of the main reasons an individual would use an SMSF is for estate planning as it can offer greater flexibility to beneficiaries than what is ... Read More

Estate Planning, Financial Planning, Investment, Superannuation

Spouse super contributions – what are the benefits?

May 16, 2025 By Nicole Heales

If your partner is earning a low income, working part-time, or currently unemployed, boosting their super could be a smart financial move for both of ... Read More

Financial Planning, Investment, Retirement, Superannuation

Am I too old to get a home loan?

May 16, 2025 By Nicole Heales

One of a property lender’s most important jobs is to make sure a borrower can manage the typical home loan term of 30 years. This becomes even more ... Read More

Financial Planning, Investment, Mortgage, Mortgage Brokering

How to find your lost super

May 5, 2025 By Nicole Heales

Imagine finding thousands in super that you’ve lost track of. Here’s how you can check if you have any lost or unclaimed super. There are over ... Read More

Investment, Money Management, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Star performers: which investment types delivered the best returns in 2024-25? 
  • Making the most of a salary increase 
  • Helping your grandkids purchase their first property 
  • Carry forward concessional contributions
  • Is it worth salary sacrificing into super? 
  • How worried should I be about running out of money when I stop working? 
  • When you need a Will and who can help 
  • Five life insurance myths debunked  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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