Nicole Heales

  • Why Nicole
    • Meet Nicole
    • Take Control
  • How I help
    • Money Coaching
    • Insurance
    • Superannuation
    • Mortgages Broking and Debt Reduction
    • Wealth Creation
    • Retirement Planning
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Am I too old to get a home loan?

May 16, 2025 By Nicole Heales

One of a property lender’s most important jobs is to make sure a borrower can manage the typical home loan term of 30 years. This becomes even more ... Read More

Financial Planning, Investment, Mortgage, Mortgage Brokering

How to find your lost super

May 5, 2025 By Nicole Heales

Imagine finding thousands in super that you’ve lost track of. Here’s how you can check if you have any lost or unclaimed super. There are over ... Read More

Investment, Money Management, Retirement, Superannuation

Ten tips to outwit online scammers

May 5, 2025 By Nicole Heales

Scammers are constantly looking for new ways to part you from your hard earned cash. That’s why it’s so important to stay a few steps ahead when it ... Read More

Finances, Investment, Money Management

When markets are volatile, it pays to stay invested

March 30, 2025 By Nicole Heales

Periods of high volatility have forever been part of investing. But even seasoned investors might feel tempted to retreat to “safe” assets like cash ... Read More

Economy, Investment, Money Management

The biggest financial mistake women are making according to an economist

March 30, 2025 By Nicole Heales

We all know the story: women earn less than men. But even as society and employers work towards closing the gender pay gap, there’s another inequality ... Read More

Finances, Financial Planning, Investment, Money Management

The benefits of starting an investment portfolio early  

March 30, 2025 By Nicole Heales

Many people put off investing because it seems too daunting or complex. However, there are some valuable benefits to getting into the market while ... Read More

Economy, Financial Planning, Investment

Seven secret financial habits of wealthy Australians you can copy

February 27, 2025 By Nicole Heales

Ever wondered how the wealthy manage their money and what they do differently from the average Australian? New research* from Colonial First State ... Read More

Financial Planning, Investment, Lifestyle, Superannuation

Financial goals guide 2025

February 27, 2025 By Nicole Heales

Your future's on the line. Don't stay on hold in 2025. Is it March already? It’s time to start nurturing your future self by doing this one thing ... Read More

Finances, Financial Planning, Investment, Lifestyle, Retirement

Can a few extra dollars really make a difference?

February 27, 2025 By Nicole Heales

Extra payments into super, no matter how tiny, can do a lot for your balance. It doesn’t have to be a regular amount or a big lump sum to make a ... Read More

Financial Planning, Investment, Money Management

What assets can you have before losing your Age Pension?

February 20, 2025 By Nicole Heales

There are many benefits to receiving an Age Pension or even a part pension, but there are limits to what level of income or assets you can have, to be ... Read More

Finances, Financial Planning, Investment, Retirement

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

OUR LOCATIONS

  • 15 Howard Street Beulah Park SA 5067
  • 315 Lady Gowrie Drive, Taperoo SA 5017

Mobile: 0417 167 024

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What’s news for you

  • Will Your Insurance Be There When You Need It?
  • Divorce and your super
  • Estate planning in retirement – What you need to know
  • Have your retirement goals changed
  • Avoiding income tax bracket creep
  • How to read and understand your super statement
  • Fake caller ID – how to know who’s really contacting you
  • Navigating redundancy – make it work for you

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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