Nicole Heales

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What to look for on your super statement

December 3, 2018 By Nicole Heales

Super statements come but once a year (or twice with some funds). When yours arrives, it’s important to take a proper look because it could become one ... Read More

Financial Planning, Insurance, News, Superannuation Contributions, Insurance, Investment, Superannuation

7 hot tips to saving for your summer holiday!

December 3, 2018 By Nicole Heales

Saving for a summer holiday? Boost your funds by tracking your spending, cutting one unnecessary expense and staying home for dinner. If you're ... Read More

Lifestyle, Money Management Holidays, Lifestyle, money, money management, Summer

Income protection insurance – not just about the amount you earn

December 3, 2018 By Nicole Heales

A common misconception about income protection insurance is that it’s only for high-earners, but this isn’t the case. In reality, no one can afford to ... Read More

Financial Planning, Insurance, Lifestyle Income Protection, Lifestyle, money, mortgage

7 ways to invest in your future

December 3, 2018 By Nicole Heales

One fact of life is certain, we don’t stay young forever. As we grow older, everyday tasks can become tiresome; we suffer inevitable aches and pains ... Read More

Financial Planning, Insurance, Lifestyle, Money Management, Superannuation Bucket List, Budget, Holidays, Life Insurance, Superannuation

Time to review household debt

October 30, 2018 By Nicole Heales

Fuelled by rising house prices and low interest rates, the level of personal debt in Australia is relatively high compared to many other ... Read More

Lifestyle, Money Management, Mortgage Brokering Debt, Saving, Spending

Making money and doing good – the rise of sustainable and impact investing

October 30, 2018 By Nicole Heales

There is no doubt that interest in responsible investments is growing. Not only in Australia but globally, investors are increasingly interested in ... Read More

Financial Planning, Money Management Investment, Social Responsibility

Important Changes to Lending Practices

October 2, 2018 By Nicole Heales

With the Royal Commission and recent changes to lending practices it’s more important than ever to understand your credit score and borrowing ... Read More

Money Management, Mortgage Brokering, News credit score, lending, money management, mortgage

Dream Big, Save Up, Make It Happen

October 2, 2018 By Nicole Heales

Most of us have plans for the future. Maybe it’s a dream holiday, paying off debt, starting a business, or saving enough for a house deposit.  Some of ... Read More

Financial Planning, Money Management Financial Advice, Goals, Holidays, Lifestyle, money management

How to Get Rid of Debt

September 18, 2018 By Nicole Heales

Stop spending! Cut up your credit cards Credit Cards are Loans – Drill it in your head that using your card is borrowing money that needs to be ... Read More

Financial Planning, Money Management, News credit cards, Debt, Money Behaviour, Spending

Superannuation and separation: Who keeps the money?

September 18, 2018 By Nicole Heales

A divorce from your husband or wife, or a separation from your de facto, could mean a division of your assets and debts, whether they’re held ... Read More

Financial Planning, Superannuation Divorce and Money, Financial Advice, Superannuation, Women and Money

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Tariff uncertainty and what this means for retirement income 
  • Is it worth salary sacrificing into super? 
  • How worried should I be about running out of money when I stop working? 
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  • Five life insurance myths debunked  
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  • How does life insurance work? 
  • Can you really afford the big house, luxury car and holidays? 

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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