Nicole Heales

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10 money conversations to have when your relationship heats up

January 23, 2019 By Nicole

It’s probably not the sexiest thing the two of you have on the to-do list but putting it off could see you butting heads. Here is a list of things worth discussing with your partner before you consider merging your money, moving in together, or buying any big-ticket items in both your names. Your views […]

Filed Under: Finances, Lifestyle, Money Management Tagged With: Budget, Finances, money management, Savings, Spending

6 ways to navigate your finances in your 40s

June 14, 2018 By Nicole

Although marriage, mortgage, and young children may have characterised your 30s, your 40s often feature growing responsibilities and ever-competing priorities. Your parents are older, your mortgage is still on foot, children’s education costs are growing, and though retirement may seem a distant reality, planning for that reality becomes an important consideration. The good news is […]

Filed Under: Financial Planning, Money Management, Mortgage Brokering, Retirement, Superannuation Tagged With: Finances, Financial Advice, money, mortgage, Savings

Building your ‘Family Future Fund

April 18, 2018 By Nicole

They say it takes a village to raise a child, but how much does it actually cost? The answer is highly dependent on individual circumstances, but as a guide, a 2013 national study found that a typical middle income family would spend about $812,000 on raising two children from birth to age 24.i At that […]

Filed Under: Financial Planning, Money Management, News Tagged With: Education, Family, Savings

New year, new financial resolutions

January 22, 2018 By Nicole

You may have already given thought to some health-related wellness goals for 2018, but what about your financial wellness? AMP research has revealed that a quarter of Australian workers have difficulty in making ends meet, with the most common triggers for financial stress found to be bad debt, the need to save for retirement and […]

Filed Under: Financial Planning, Money Management, News, Retirement Tagged With: Budget, Debt, Retirement, Savings

Why you should have an emergency fund

November 7, 2017 By Nicole

Why you should have an emergency fund When you’re faced with unexpected expenses, having emergency cash set aside can make all the difference. Could a relatively minor event—such as an unexpected filling, visit to the vet, broken phone, faulty home appliance or busted car tyre—leave you financially stranded? If you answered yes, you’re not alone. […]

Filed Under: Money Management, Uncategorized Tagged With: Expenses, Goals, money, Savings

SIMPLER FINANCIAL ADVICE

Teaching women to be clever with money, so they can relax and enjoy their lives. Let's get started!

Nicole Heales: 0417 167 024


INDUSTRY AWARDS

  • Power50 – 50 Most Influential Advisers in Australia 2017 – Financial Standard
  • Winner: Most Inspirational Woman in Financial Planning Australia 2017 – Women in Wealth
  • Finalist: Financial Adviser of the Year 2017 – Women in Finance
  • Finalist: Female Excellence in Advice 2017 – Association of Financial Advisers
  • Finalist: Financial Planner of the Year 2016 – Women in Financial Services Awards

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What’s news for you

  • Keep calm and carry on – tackling your financial stress
  • Pursue your passion without breaking the bank
  • 10 money conversations to have when your relationship heats up
  • Would you like to retire by 40?
  • How to max your tax refund
  • What to look for on your super statement
  • The biggest mistake home buyers make
  • 7 hot tips to saving for your summer holiday!

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