Nicole Heales

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Money worries and your mental health

September 14, 2021 By Nicole Heales

It’s been a trying time for many people, with our collective mental health taking a toll as the COVID-19 pandemic rolls on. The Melbourne Institute ... Read More

Debt, Finances, Financial Planning, Health and Wellbeing, Money Management

Creating an emergency budget that works for you

September 14, 2021 By Nicole Heales

It could take months, even years, to clear debt – especially if you used your credit card and you know you’ll be slugged with snowballing compound ... Read More

Finances, Financial Planning, Lifestyle, Money Management

Combining finances with a partner later in life

September 14, 2021 By Nicole Heales

For many of us, love is something we find later in life at a time when our lives and finances are more established. If you’re navigating the ... Read More

Finances, Lifestyle, Money Management

Could interest rates rise sooner than expected?

September 6, 2021 By Nicole Heales

  In response to the pandemic, central banks around the world flooded the market with liquidity. In Australia, the Reserve Bank did what ... Read More

Economy, Finances, Investment, Mortgage

The rise of the female investor

September 6, 2021 By Nicole Heales

While society continues to grapple with the factors driving gender and pay inequity, women are proactively turning to investing more than ever before. ... Read More

Finances, Investment, Lifestyle

Give your finances a shake out 

August 31, 2021 By Nicole Heales

Spring has arrived and with a new season comes an opportunity to shake out your finances. Let the decluttering of your finances begin! In the style ... Read More

Finances, Financial Planning, Insurance, Lifestyle, Money Management

Salary sacrificing into super – how it works 

August 23, 2021 By Nicole Heales

Salary sacrificing into super is where you choose to have some of your before-tax income paid into your super account by your employer. This is on top ... Read More

Investment, Retirement, Superannuation, Tax

How much do I need in my emergency fund? 

August 23, 2021 By Nicole Heales

In these uncertain times, it pays to have money set aside to give you peace of mind that if your income drops, you still have ample funds to pay for ... Read More

Financial Planning, Lifestyle, Money Management

Supporting your kids, without sacrificing your own retirement 

August 23, 2021 By Nicole Heales

In the past, wealth was often passed on through an inheritance. But with our longer lifespans, and the higher cost of living (especially housing), the ... Read More

Financial Planning, Money Management, Retirement

How is your credit score affected by COVID-19?

August 16, 2021 By Nicole Heales

If you’re one of the many Australians financially impacted by COVID-19, who have deferred $218 billion worth of payments this year – fear not. Your ... Read More

Coronavirus COVID-19, Debt, Finances, Financial Planning

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
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What’s news for you

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  • Why you need insurance, what are your options?

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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