Nicole Heales

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Making downsizer contributions into super

July 7, 2023 By Nicole Heales

If you’re over 55 and looking to boost your retirement savings, you may be eligible to make a super contribution of up to $300,000 from the sale ... Read More

Financial Planning, Investment, Retirement, Superannuation

EOFY 2022-23: Tax return checklist and tax tips

June 20, 2023 By Nicole Heales

To help you complete your tax return, including if you’ve been working from home, this checklist outlines income and expenses you need to disclose to ... Read More

Finances, Financial Planning, Insurance, Investment, Superannuation, Tax

Smart super strategies for this EOFY 2022/23

June 10, 2023 By Nicole Heales

With June 30 fast approaching, it’s time to start thinking about your super for another year. We’ve put together five smart strategies that may ... Read More

Financial Planning, Money Management, Superannuation, Tax

6 misconceptions about life insurance

June 6, 2023 By Nicole Heales

The probability of you developing a serious illness or getting involved in an accident so severe you’re unable to work, may seem highly unlikely... ... Read More

Finances, Financial Planning, Insurance

What to do when your fixed-rate home loan term is ending

June 6, 2023 By Nicole Heales

Many Australians were fortunate to lock in record low interest rates but this may be drawing to an end. A large portion of mortgages will be ... Read More

Economy, Finances, Money Management, Mortgage, Mortgage Brokering

What you should know about creating your will and estate plan

June 6, 2023 By Nicole Heales

If you’ve got people in your life who you love and assets you’d like to be distributed in a certain way, you might be at a point where you’re thinking ... Read More

Estate Planning, Financial Planning, Insurance

10 ways to boost your super savings

June 6, 2023 By Nicole Heales

Many of us turn a bit of a blind eye to super. We know it’s there and we know it’s ours. We just hope or think, it’ll be enough when the time comes. ... Read More

Financial Planning, Investment, Superannuation

The link between financial health and your general wellbeing

May 19, 2023 By Nicole Heales

We often attribute things like diet, exercise, and mindfulness to maintaining good physical and mental health. But did you know that your finances can ... Read More

Finances, Financial Planning, Lifestyle, Money Management

The 2023-24 Budget

May 11, 2023 By Nicole Heales

Return to surplus with fastest improvement since end of WW2, cost of living help but structural deficits remain (albeit smaller). Key points The ... Read More

Economy, Finances, News

How pausing contributions can add up

May 4, 2023 By Nicole Heales

The Australian share market rose just under 1.9 per cent in the March quarter – hardly an earth-shattering return, but a positive one ... Read More

Investment, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Three ways to plan for your 30s
  • How to find your lost super
  • Can I go back to work if I’ve already accessed my super?
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  • When markets are volatile, it pays to stay invested
  • When can you access your super? 
  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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