Nicole Heales

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What to consider when choosing an investment option?

April 14, 2023 By Nicole Heales

Choose investments that are right for you. When it comes to choosing an investment option when you join a super fund, there are several key ... Read More

Economy, Finances, Financial Planning, Investment, Lifestyle, Money Management

What is a good return?

March 12, 2023 By Nicole Heales

Investment inflows into bonds are on the rise, and it’s easy to understand why they make sense for income, capital growth and diversification. Most ... Read More

Financial Planning, Investment, Lifestyle, Money Management, Retirement

How do share markets work?

March 3, 2023 By Nicole Heales

There are many asset classes you can invest in and shares are just one type that you might find in an investment portfolio. But what are shares and ... Read More

Economy, Investment

The benefits of reinvesting your income distributions

March 1, 2023 By Nicole Heales

Reinvesting the income distributions you receive from an ETF or managed fund can make a huge difference to your investment returns over ... Read More

Financial Planning, Investment

Can super secure a woman’s future?

February 21, 2023 By Nicole Heales

Here are some stark numbers on the difference between men and women at the point when they retire: 80% of women are retiring without the super ... Read More

Financial Planning, Investment, Lifestyle, Superannuation

Investing in investment bonds

February 21, 2023 By Nicole Heales

Investment bonds are long-term investments that may offer tax efficiency to investors on a high marginal tax rate and those investing for children or ... Read More

Financial Planning, Investment, Lifestyle

2022 Year in Review

January 22, 2023 By Nicole Heales

Inflation dominated the economic landscape The year began optimistically, as we finally began to emerge from Covid restrictions. Russia threw a curve ... Read More

Economy, Investment, News

Impacts from Falling Home Prices: The Wealth Effect

January 22, 2023 By Nicole Heales

The impacts of interest rate hikes on consumers are well known; higher interest means that mortgage debt servicing costs will go up which is negative ... Read More

Economy, Investment, Mortgage, Mortgage Brokering

How does the First Home Super Saver Scheme (FHSSS) work?

December 11, 2022 By Nicole Heales

If you’re a first home buyer, you may be eligible to withdraw voluntary super contributions you’ve made (plus earnings) to put towards a home ... Read More

Finances, Investment, Mortgage, Mortgage Brokering

3 golden rules that make saving for retirement easier

December 11, 2022 By Nicole Heales

If you’ve thought about how much money you need to save so you can retire comfortably, it might feel a little daunting. Maybe so much so, you’d rather ... Read More

Financial Planning, Investment, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Three ways to plan for your 30s
  • How to find your lost super
  • Can I go back to work if I’ve already accessed my super?
  • Ten tips to outwit online scammers
  • When markets are volatile, it pays to stay invested
  • When can you access your super? 
  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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