Nicole Heales

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Why women should take early financial steps

March 11, 2024 By Nicole Heales

Many women will need to do more to build up their super balances by the time they retire.  There’s a plethora of data showing women, on average, ... Read More

Finances, Financial Planning, Investment, Lifestyle, Money Management

Make your money work harder – pitfalls to avoid

February 29, 2024 By Nicole Heales

If there’s one rule of thumb for investors to remember, it’s that “if it looks too good to be true, it probably is.” Be aware The expression “a fool ... Read More

Finances, Financial Planning, Investment, Lifestyle, Money Management

An introduction to managed funds

February 29, 2024 By Nicole Heales

Managed funds may give you access to a broader range of investment types by pooling your money together with other investors. Find out how they work ... Read More

Finances, Financial Planning, Investment, Money Management

5 tips for managing your SMSF

February 19, 2024 By Nicole Heales

Setting up your SMSF is just the beginning. Make sure you’re aware of your obligations as an SMSF trustee and get the most out of your fund with this ... Read More

Investment, Retirement, Superannuation, Tax

Mortgage vs super: where should I put my extra money?

February 19, 2024 By Nicole Heales

It’s a dilemma many of us face – are we better off directing extra money to our mortgage or super? As with most financial decisions, it’s not a one ... Read More

Financial Planning, Investment, Money Management, Mortgage, Superannuation

What are the steps to investing?

January 29, 2024 By Nicole Heales

Want to invest but don’t know where to start? Here are five basic steps for investing. 1. Define your goals Taking the first step on your ... Read More

Financial Planning, Investment

A real cybercrime story

December 5, 2023 By Nicole Heales

Australians lost over $3 billion to scams in 2022 alone. With investment scams being the most common, consider these insights so you can better ... Read More

Credit Cards, Investment, Lifestyle, News

What you need to know about getting a home loan pre-approval

December 5, 2023 By Nicole Heales

Getting a home loan pre-approval is an essential step in the home-buying process. It helps you determine your budget and shows sellers you are a ... Read More

Investment, Lifestyle, Mortgage, Mortgage Brokering

What’s the best age to retire?

December 5, 2023 By Nicole Heales

There is no magic age at which to retire. But what’s important is to plan for a longer retirement than you may expect. This is in part because ... Read More

Financial Planning, Investment, Retirement, Superannuation

Three reasons to err on the side of optimism as an investor

November 20, 2023 By Nicole Heales

Introduction The “news” as presented to us has always had a negative bend, but one could be forgiven for thinking that it’s become even more ... Read More

Economy, Investment, Lifestyle, Money Management

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Three ways to plan for your 30s
  • How to find your lost super
  • Can I go back to work if I’ve already accessed my super?
  • Ten tips to outwit online scammers
  • When markets are volatile, it pays to stay invested
  • When can you access your super? 
  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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