Nicole Heales

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Tax time checklist for property investors 

August 2, 2024 By Nicole Heales

In Australia, investing in real estate isn’t the preserve of a wealthy elite.  The nation’s 2.24 million property investors, owning a collective ... Read More

Finances, Financial Planning, Investment, Tax

What are some investment options outside of super? 

August 2, 2024 By Nicole Heales

When it comes to investing, you have two options – inside or outside of super.   Super, being a longer term investment designed to fund your ... Read More

Finances, Financial Planning, Investment, Money Management, Retirement

Will I pay tax on my super when I retire? 

August 2, 2024 By Nicole Heales

Tax is often the last thing on our minds when we're planning for retirement but it's important to understand how your retirement income will be taxed, ... Read More

Financial Planning, Investment, Retirement, Superannuation, Tax

How debt can help you build long-term wealth 

July 8, 2024 By Nicole Heales

Contrary to what some people may think, debt can help you build your wealth – especially if the debt is used responsibly with a clear plan and ... Read More

Debt, Finances, Financial Planning, Investment, Money Management

New financial year, new you

July 5, 2024 By Nicole Heales

A new financial year can bring a chance to reset and focus on your investment goals. For many, a new year brings new beginnings and a chance to ... Read More

Financial Planning, Investment, Tax

How to reduce your mortgage interest rate and fees 

July 4, 2024 By Nicole Heales

With interest rates continuing to rise, reducing your mortgage interest rate can be a great way to save money so you’re not out of pocket and can keep ... Read More

Finances, Investment, Mortgage

6 things to consider before investing 

June 4, 2024 By Nicole Heales

Investing your money may be an effective way to help you build long-term wealth.  While it can seem overwhelming at times, given the breadth of ... Read More

Financial Planning, Investment, Superannuation, Tax

Do you know your Total Superannuation Balance (TSB)? You should! 

June 4, 2024 By Nicole Heales

The total superannuation balance or TSB was a significant change introduced as part of the Government’s superannuation reform package, taking effect ... Read More

Finances, Investment, Retirement, Superannuation

How women can future proof their wealth 

June 4, 2024 By Nicole Heales

Planning for retirement is a daunting task but it’s too important not to think about – especially for women. Fortunately, there are some small steps ... Read More

Finances, Financial Planning, Investment, Retirement

The First Home Super Saver Scheme (FHSSS): a handy guide for homebuyers

May 21, 2024 By Nicole Heales

The First Home Super Saver Scheme is a valuable initiative to help first time buyers overcome the challenges of entering the property ... Read More

Investment, Mortgage, Mortgage Brokering, News, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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