Nicole Heales

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How to save for retirement in your 50s 

April 15, 2021 By Nicole Heales

For many people, your 50s are your golden years, a time when you may be at the pinnacle of your career and some of the big expenses you needed in your ... Read More

Financial Planning, Money Management, Retirement, Superannuation

Paying your mortgage vs. adding to your super

April 14, 2021 By Nicole Heales

If you’re lucky enough to have a bit of cash left over at the end of the month, you might be thinking about how to make the most of it. Is it sensible ... Read More

Finances, Financial Planning, Mortgage, Superannuation

How much super should I have at my age? 

March 19, 2021 By Nicole Heales

A healthy super balance is a key ingredient to living comfortably in retirement. But for many people, retirement is a long way off, and it can be hard ... Read More

Finances, Financial Planning, Retirement, Superannuation

Get your affairs sorted with an estate plan 

February 4, 2021 By Nicole Heales

It’s an uncomfortable truth, knowing that one day we will pass away. No-one likes to think about the distress it will cause their loved ones or what ... Read More

Estate Planning, Financial Planning, Insurance, Superannuation

Nine keys to successful investing

November 15, 2020 By Nicole Heales

Introduction  As an investor, it’s very easy to get thrown off by the ever-present worry list surrounding investment markets that relate to ... Read More

Financial Planning, Investment, Superannuation

What is insurance through superannuation?  

November 11, 2020 By Nicole Heales

Insurance through superannuation involves paying life insurance, and other types of insurance, via your superannuation fund. It can be a ... Read More

Finances, Insurance, Superannuation

Where do we stand with our finances since COVID hit? 

November 11, 2020 By Nicole Heales

Everyone in Australia has been affected by the COVID pandemic to some degree. With disruption to our work and social lives, it’s one of the biggest ... Read More

Coronavirus COVID-19, Finances, Financial Planning, Superannuation

How to keep your super safe during COVID-19

October 15, 2020 By Nicole Heales

If you’re feeling concerned about how the pandemic will affect your super balance, here are our tips to help protect and grow your super. What can ... Read More

Coronavirus COVID-19, Financial Planning, Superannuation

Overview

October 8, 2020 By Nicole Heales

The COVID-19 pandemic has had a profound impact on Australia’s health system, community and economy. The Government has provided $257 billion in ... Read More

Finances, News, Superannuation, Tax

Superannuation 101: Your guide to a happy retirement 

September 14, 2020 By Nicole Heales

Superannuation is a handy way of saving for retirement, so that you’ll have an income to live on once you’re no longer working.  Your employer must ... Read More

Financial Planning, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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