Portfolio construction is a much-used term that can be misunderstood. Fundamentally, the term portfolio construction refers to the process of ... Read More
Make it a goal to grow your super this year
There are a number of ways you can contribute more to your super, to take advantage of time and the magic of compound interest. These include ... Read More
Mortgage versus super – a common dilemma
Conventional wisdom used to dictate Australians were better paying off their home loans, and then, once debt-free turning their attention to building ... Read More
How salary sacrificing into super could work for you
An effective way of building your super savings (and potentially reducing your taxable income) is through salary sacrificing – that is, asking your ... Read More
11 things everyone should know about their super
Super is there to provide you with an income when you stop working and it may provide a tax-effective way to save for your retirement over the ... Read More
Don’t take super cover for granted
Buying insurance through super has many advantages, but you need to make sure you are getting the right cover for your individual needs. In some ... Read More
Women and superannuation – how the pay gap can impact your super
According to the Australian Bureau of Statistics, women are retiring with 37% less than men in their super accounts, which is a frightening thought ... Read More
Salary sacrificing into super – how it works
Salary sacrificing into super is where you choose to have some of your before-tax income paid into your super account by your employer. This is on top ... Read More
Five things you and your partner should know about super
Money issues are often cited as the biggest causes of stress in a relationship. Yet despite their importance, a recent survey of Australian couples ... Read More
Good news – Super contribution caps to rise
On 1 July 2021, both the concessional and non-concessional superannuation contribution limits, also known as ‘super contribution caps’, will ... Read More
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