Nicole Heales

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What’s super and how does it work?

March 3, 2023 By Nicole Heales

A helpful guide to understanding the basics of super. Superannuation, commonly known as ‘super’, is money set aside while you’re working so you’ll ... Read More

Financial Planning, Retirement, Superannuation, Tax

Can super secure a woman’s future?

February 21, 2023 By Nicole Heales

Here are some stark numbers on the difference between men and women at the point when they retire: 80% of women are retiring without the super ... Read More

Financial Planning, Investment, Lifestyle, Superannuation

Ways to expand SMSF Investment Horizons

February 21, 2023 By Nicole Heales

The mix of investments that is right for an SMSF will depend on very personal factors, including SMSF members’ age, lifestyle, attitude to risk and ... Read More

Finances, Financial Planning, Superannuation

3 golden rules that make saving for retirement easier

December 11, 2022 By Nicole Heales

If you’ve thought about how much money you need to save so you can retire comfortably, it might feel a little daunting. Maybe so much so, you’d rather ... Read More

Financial Planning, Investment, Retirement, Superannuation

How to save for retirement in your 40s

November 16, 2022 By Nicole Heales

By the time you’re in your 40s you’ll potentially be earning more money than you may have previously – but you may also have unexpected or unwelcome ... Read More

Financial Planning, Investment, Retirement, Superannuation

How much money do I need to retire?

August 10, 2022 By Nicole Heales

When I retire, will I have enough money to enjoy the retirement lifestyle I envision? It's a question many of us will need to ponder at one ... Read More

Finances, Financial Planning, Retirement, Superannuation

Super, death, and avoiding taxes

July 6, 2022 By Nicole Heales

An interesting finding in the federal government's Retirement Income Review report is that many Australians are dying with the majority of the wealth ... Read More

Estate Planning, Financial Planning, Superannuation, Tax

8 indicators you may not be ready to retire

July 6, 2022 By Nicole Heales

Retirement is a period of life that many people spend years dreaming about: the chance to finally leave work behind and enjoy much-needed time with ... Read More

Finances, Financial Planning, Retirement, Superannuation

Key things for investors to keep in mind during times of market turmoil

June 22, 2022 By Nicole Heales

Key points Share markets have fallen sharply in recent weeks continuing the plunge that started early this year due to worries about inflation, ... Read More

Economy, Investment, Superannuation

Why superannuation makes us all investors

June 14, 2022 By Nicole Heales

Consider superannuation as part of your overall investment portfolio. Vanguard did some research on Australian attitudes and approaches to investing ... Read More

Financial Planning, Investment, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
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  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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