Nicole Heales

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Grow your retirement income 

October 31, 2024 By Nicole Heales

In retirement, every dollar counts and it is worth exploring different strategies to grow your retirement income. Here’s how do it…  Use your super ... Read More

Financial Planning, Investment, Lifestyle, Retirement, Superannuation

How do Aussie women’s finances stack up?

September 2, 2024 By Nicole Heales

how do aussie womens finances stack up

Planning for retirement is a daunting task and many Australian women lack confidence in financial decision making. Fortunately, there are some small ... Read More

Finances, Financial Planning, Lifestyle, Money Management, Superannuation

Get 2024/25 off to a great start

September 2, 2024 By Nicole Heales

get 2024-25 off to a great start

The beginning of the financial year is a great opportunity to review your financial situation, to make sure you’re on track and on top of changes ... Read More

Financial Planning, Superannuation, Tax

Contributions, when are they made?

September 2, 2024 By Nicole Heales

Contributions, when are they made

Thanks to the evolving rules and additional tests, the world of superannuation contributions continues to be a source of confusion, resulting in ... Read More

Finances, Financial Planning, Superannuation

Is it worth salary sacrificing into super?

August 18, 2024 By Nicole Heales

Let’s explore the ins and outs of salary sacrificing into your super and help you determine if it's worth considering as part of your financial ... Read More

Finances, Financial Planning, Money Management, Superannuation

Mortgage versus super – a common dilemma

August 18, 2024 By Nicole Heales

Conventional wisdom used to dictate Australians were better paying off their home loans, and then, once debt free turning their attention to building ... Read More

Financial Planning, Mortgage, Superannuation

How to protect yourself from super scams 

August 2, 2024 By Nicole Heales

Super and investment scams target your personal wealth by convincing you to invest in fake schemes and companies.   A super scam is when someone ... Read More

Investment, Lifestyle, Superannuation

Will I pay tax on my super when I retire? 

August 2, 2024 By Nicole Heales

Tax is often the last thing on our minds when we're planning for retirement but it's important to understand how your retirement income will be taxed, ... Read More

Financial Planning, Investment, Retirement, Superannuation, Tax

Commonly Asked Questions – retirement planning 

July 8, 2024 By Nicole Heales

Retirement is a major milestone in life, representing the end of years of hard work and dedication. It's a time to enjoy the freedom to pursue your ... Read More

Finances, Financial Planning, Retirement, Superannuation

Super and tax – what’s changing on 1 July 2024

June 26, 2024 By Nicole Heales

They say nothing is certain in life except two things – death and taxes. Australians can probably add a third – the knowledge that come the end of ... Read More

Financial Planning, Money Management, Superannuation, Tax

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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What’s news for you

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  • Am I too old to get a home loan?
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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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