Nicole Heales

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Super, death, and avoiding taxes

July 6, 2022 By Nicole Heales

An interesting finding in the federal government's Retirement Income Review report is that many Australians are dying with the majority of the wealth ... Read More

Estate Planning, Financial Planning, Superannuation, Tax

Do I need insurance cover?

July 6, 2022 By Nicole Heales

“Do I really need this insurance?” It’s probably a question you’ve asked at some point when deciding whether to part with your money. But maybe the ... Read More

Financial Planning, Insurance, Lifestyle

What is financial planning?

July 6, 2022 By Nicole Heales

If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a ... Read More

Finances, Financial Planning, Investment, Lifestyle

8 indicators you may not be ready to retire

July 6, 2022 By Nicole Heales

Retirement is a period of life that many people spend years dreaming about: the chance to finally leave work behind and enjoy much-needed time with ... Read More

Finances, Financial Planning, Retirement, Superannuation

Key things for investors to keep in mind during times of market turmoil

June 22, 2022 By Nicole Heales

Key points Share markets have fallen sharply in recent weeks continuing the plunge that started early this year due to worries about inflation, ... Read More

Economy, Investment, Superannuation

Why superannuation makes us all investors

June 14, 2022 By Nicole Heales

Consider superannuation as part of your overall investment portfolio. Vanguard did some research on Australian attitudes and approaches to investing ... Read More

Financial Planning, Investment, Superannuation

Is my employer paying me the right super?

June 6, 2022 By Nicole Heales

Billions of dollars in super contributions go unpaid every year. Here’s how you can find out if you’re getting paid what you’re owed and what you can ... Read More

Finances, Investment, Superannuation

Investment Market Outlook: Volatility Rises, Value Emerges

May 27, 2022 By Nicole Heales

With war in Eastern Europe, inflation surging and Covid lockdowns inhibiting industrial production in parts of China, investment markets faced a ... Read More

Economy, Finances, Financial Planning, Investment, Money Management

New opportunities to grow your Super from 1 July 2022

May 27, 2022 By Nicole Heales

Both older and younger Australians, as well as low-income earners, are set to benefit from some upcoming super opportunities. From 1 July 2022, ... Read More

Economy, Finances, Financial Planning, Superannuation

How much do I need in retirement?

May 27, 2022 By Nicole Heales

How much you need to save for a comfortable retirement is a question many of us ask. While we all hope for a simple answer, how much money you need ... Read More

Finances, Financial Planning, Lifestyle, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Three ways to plan for your 30s
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  • When markets are volatile, it pays to stay invested
  • When can you access your super? 
  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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