Nicole Heales

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Is money the key to happiness?

November 16, 2022 By Nicole Heales

Is money the key to happiness? Numerous research reports and studies agree having more money can lead to improved wellbeing, but only up to a point. ... Read More

Finances, Health and Wellbeing, Lifestyle, Money Management

How to save for retirement in your 40s

November 16, 2022 By Nicole Heales

By the time you’re in your 40s you’ll potentially be earning more money than you may have previously – but you may also have unexpected or unwelcome ... Read More

Financial Planning, Investment, Retirement, Superannuation

How to refinance your home loan

November 15, 2022 By Nicole Heales

If you’re thinking about refinancing your home loan, this step-by-step guide shows you what to expect and how to navigate the ... Read More

Debt, Financial Planning, Investment, Mortgage, Mortgage Brokering

Federal Budget 2022-23 Summary

October 27, 2022 By Nicole Heales

October 2022 This year’s Federal Budget focuses on providing relief for those with children, homebuyers and social security recipients whilst ... Read More

Economy, Finances, Lifestyle, Money Management, News, Tax

Inflation – what to know and what to do

October 17, 2022 By Nicole Heales

Rising inflation brings about concern for many, but time-tested investment philosophy—and a long-term focus—can help any investor navigate choppy ... Read More

Debt, Economy, Finances, Investment, Money Management

What to do if interest rates go up

October 17, 2022 By Nicole Heales

Higher interest rates can present unique opportunities for saving and potential portfolio rebalancing. As inflation continues to challenge the ... Read More

Economy, Financial Planning, Mortgage, Tax

Why paying off your mortgage faster might not always make sense

October 10, 2022 By Nicole Heales

For the most part, paying off your mortgage quicker makes sound financial sense. But there are times when it may be wise to put extra money towards a ... Read More

Debt, Finances, Financial Planning, Mortgage

Money Worries and your mental health

October 10, 2022 By Nicole Heales

Worrying about your finances can take a real toll on your mental health. With many people experiencing financial stress, we look at what you can do to ... Read More

Health and Wellbeing, Lifestyle, Money Management

Having the money talk with your partner

October 10, 2022 By Nicole Heales

While you may have been putting off the money talk with your partner, bank account matters are very important. In fact, discussing your finances ... Read More

Finances, Financial Planning, Lifestyle, Money Management

Consumers warned about Fake Investment Opportunities as losses top $20m

October 10, 2022 By Nicole Heales

Losses to imposter bond investment scams have nearly tripled in the first half of this year with consumers losing over $20 million to these ... Read More

Lifestyle, Money Management, News

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Mobile: 0417 167 024

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What’s news for you

  • Three ways to plan for your 30s
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  • Can I go back to work if I’ve already accessed my super?
  • Ten tips to outwit online scammers
  • When markets are volatile, it pays to stay invested
  • When can you access your super? 
  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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