Nicole Heales

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Investing in investment bonds

February 21, 2023 By Nicole Heales

Investment bonds are long-term investments that may offer tax efficiency to investors on a high marginal tax rate and those investing for children or ... Read More

Financial Planning, Investment, Lifestyle

3 reasons why you should pay off your home loan faster

February 13, 2023 By Nicole Heales

There are a few compelling reasons why you should pay off your home loan faster. Here are three of the most important ones: 1) You’ll save money on ... Read More

Debt, Financial Planning, Money Management, Mortgage

How to deal with rising inflation

February 7, 2023 By Nicole Heales

Between March 2021-22, inflation in Australia rose by 5.1%. Meanwhile, wages only rose by 2.4%. With the bare essentials becoming – well, ... Read More

Economy, Lifestyle, Money Management

Are you on track with your finances?

February 7, 2023 By Nicole Heales

When it comes to life stages, we’re all different. Some of us are all set up with a mortgage, a steady career and possibly even kids in our ... Read More

Finances, Financial Planning, Lifestyle, Money Management

How old is too old for insurance?

January 22, 2023 By Nicole Heales

As you age and your health starts to deteriorate, having a financial safety net and protecting your nearest and dearest may become even more ... Read More

Estate Planning, Financial Planning, Insurance

Christmas gifts that won’t blow your budget

December 11, 2022 By Nicole Heales

Christmas is a wonderful time of year in Australia, filled with summer foods, decorations and of course, gift giving. Here are a few ideas to help you ... Read More

Finances, Lifestyle, Money Management

3 golden rules that make saving for retirement easier

December 11, 2022 By Nicole Heales

If you’ve thought about how much money you need to save so you can retire comfortably, it might feel a little daunting. Maybe so much so, you’d rather ... Read More

Financial Planning, Investment, Retirement, Superannuation

What are some investment options outside of super

November 16, 2022 By Nicole Heales

When it comes to investing, you have two options – inside or outside of super. Super, being a longer-term investment designed to fund your ... Read More

Finances, Financial Planning, Investment

Relationship break-up entitlements when you’re in a de facto

November 16, 2022 By Nicole Heales

If you’ve recently split from your partner or are simply wondering what might happen if you do, you’ll need to keep your financial wits about you. A ... Read More

Finances, Lifestyle, Money Management

Is money the key to happiness?

November 16, 2022 By Nicole Heales

Is money the key to happiness? Numerous research reports and studies agree having more money can lead to improved wellbeing, but only up to a point. ... Read More

Finances, Health and Wellbeing, Lifestyle, Money Management

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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