Nicole Heales

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Retirement planning in your 50s

July 15, 2019 By Nicole Heales

While planning your retirement can mean different things to different people, more often than not, the type of retirement you can afford comes down to ... Read More

Lifestyle, Retirement, Superannuation

11 steps to financial independence for Australian women

July 15, 2019 By Nicole Heales

Being financially independent is a mindset that many women are aspiring to, particularly those in relationships. While your job, or your partner’s ... Read More

Finances, Investment, Money Management, Superannuation

Say goodbye to tax troubles

July 15, 2019 By Nicole Heales

Do you find yourself drowning in random receipts when EOFY comes around? Learn to lodge your tax return the easy way with these last-minute and ... Read More

Finances, Money Management, Superannuation

How to avoid a money meltdown with your partner

July 15, 2019 By Nicole Heales

It makes the world go around, but money can be the source of serious problems among couples, in some cases leading to total relationship breakdowns. ... Read More

Financial Planning, Lifestyle, Money Management

Enjoy a credit card holiday

July 15, 2019 By Nicole Heales

To help reduce credit card balances, many people turn to balance transfer credit cards. While these cards can help you reduce your debt, they do ... Read More

Credit Cards, Lifestyle, Money Management

Can you get a home loan for more than the asking price

July 4, 2019 By Nicole Heales

Acquiring a home loan higher than 80% of the asking price is already a difficult task. Loan to Value Ratio (LVR) Most lenders use ... Read More

Finances, Mortgage, Mortgage Brokering Property

What happens to my super when I die?

June 16, 2019 By Nicole Heales

You may not be aware that how and in what proportions your super is distributed can’t be covered in your will unless you’ve made the necessary ... Read More

Estate Planning, Financial Planning, Retirement, Superannuation

What tightened lending means for property buyers

June 16, 2019 By Nicole Heales

Don't be discourage. Sure, tightened lending means home loans are becoming harder for some to get, but it's not all bad news. That's because ... Read More

Finances, Financial Planning, Mortgage Budget, Home Loan, leading

5 ways to help your grown-up children manage their finances better

June 16, 2019 By Nicole Heales

We all love our children. So it can be tough to admit they may not be great with money. But be honest, do any of these ring a bell? Lots of them ... Read More

Lifestyle, Money Management Debt, Goals, Money Behaviour

Country or city? Which is right for you?

June 16, 2019 By Nicole Heales

Looking at where to buy a home and put down roots? Explore the pros and cons of choosing the city or country as the ideal location for your career, ... Read More

Finances, Financial Planning, Lifestyle Career, Family, Property

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Three ways to plan for your 30s
  • How to find your lost super
  • Can I go back to work if I’ve already accessed my super?
  • Ten tips to outwit online scammers
  • When markets are volatile, it pays to stay invested
  • When can you access your super? 
  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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