Nicole Heales

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What is the retirement age in Australia?

July 7, 2023 By Nicole Heales

When will you be ready to retire? There are two important ages you need to consider when thinking about retirement – preservation age when you are ... Read More

Financial Planning, Lifestyle, Retirement, Superannuation

What are the steps to investing?

July 7, 2023 By Nicole Heales

Want to invest but don’t know where to start? Here are five basic steps for investing. Define your goals Taking the first step on your ... Read More

Finances, Financial Planning, Investment, Money Management

Protect yourself against romance scams

July 7, 2023 By Nicole Heales

Dating and romance scams are very destructive – both financially and emotionally. Don’t let them break your heart or wallet. Stay one step ahead of ... Read More

Finances, Health and Wellbeing, Lifestyle

Making downsizer contributions into super

July 7, 2023 By Nicole Heales

If you’re over 55 and looking to boost your retirement savings, you may be eligible to make a super contribution of up to $300,000 from the sale ... Read More

Financial Planning, Investment, Retirement, Superannuation

EOFY 2022-23: Tax return checklist and tax tips

June 20, 2023 By Nicole Heales

To help you complete your tax return, including if you’ve been working from home, this checklist outlines income and expenses you need to disclose to ... Read More

Finances, Financial Planning, Insurance, Investment, Superannuation, Tax

Smart super strategies for this EOFY 2022/23

June 10, 2023 By Nicole Heales

With June 30 fast approaching, it’s time to start thinking about your super for another year. We’ve put together five smart strategies that may ... Read More

Financial Planning, Money Management, Superannuation, Tax

6 misconceptions about life insurance

June 6, 2023 By Nicole Heales

The probability of you developing a serious illness or getting involved in an accident so severe you’re unable to work, may seem highly unlikely... ... Read More

Finances, Financial Planning, Insurance

What to do when your fixed-rate home loan term is ending

June 6, 2023 By Nicole Heales

Many Australians were fortunate to lock in record low interest rates but this may be drawing to an end. A large portion of mortgages will be ... Read More

Economy, Finances, Money Management, Mortgage, Mortgage Brokering

What you should know about creating your will and estate plan

June 6, 2023 By Nicole Heales

If you’ve got people in your life who you love and assets you’d like to be distributed in a certain way, you might be at a point where you’re thinking ... Read More

Estate Planning, Financial Planning, Insurance

10 ways to boost your super savings

June 6, 2023 By Nicole Heales

Many of us turn a bit of a blind eye to super. We know it’s there and we know it’s ours. We just hope or think, it’ll be enough when the time comes. ... Read More

Financial Planning, Investment, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Carry forward concessional contributions
  • Tariff uncertainty and what this means for retirement income 
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  • When you need a Will and who can help 
  • Five life insurance myths debunked  
  • Three ways to access advice for a resilient retirement 
  • How does life insurance work? 

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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