Nicole Heales

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How to budget as interest rates rise

September 5, 2023 By Nicole Heales

Having a solid budget is crucial to building financial resilience and as rising rates continue to put pressure on household finances, it could help to ... Read More

Economy, Finances, Lifestyle, Money Management

How to upsize your super with a tax-free downsizer contribution

September 5, 2023 By Nicole Heales

Did you know from age 55, you may be eligible to make a super contribution of up to $300,000 using the proceeds from the sale of your ... Read More

Financial Planning, Investment, Superannuation, Tax

Five facts everyone needs to know about life expectancy

September 5, 2023 By Nicole Heales

With the life expectancy of Australians increasing over the years, most of us can assume we’re going to live longer than previous generations. But are ... Read More

Estate Planning, Financial Planning, Health and Wellbeing, Lifestyle

Buying your first home? Here’s how life insurance could protect it

August 11, 2023 By Nicole Heales

Buying your first home is a huge achievement — one you should be proud of, and one that’s worth protecting. Life insurance can safeguard your new home ... Read More

Finances, Insurance, Investment, Mortgage, Mortgage Brokering

How regular investments turned $1,000 into $775,000

August 11, 2023 By Nicole Heales

A simple ongoing investment strategy can deliver substantial returns over the long term. The Australian share market, when measured by the broad ... Read More

Economy, Finances, Financial Planning, Investment, Money Management

More super for eligible employees from 1 July 2023

August 4, 2023 By Nicole Heales

Compulsory super contributions paid by employers went up in July. Here are 8 things you should know, including what it could mean for your take home ... Read More

Financial Planning, Investment, Retirement, Superannuation

How to get more from your 2023 tax return with super contributions

August 4, 2023 By Nicole Heales

How to get more from your 2023 tax return with super contributions We all want to make the most of our tax return each year. Did you know, other ... Read More

Financial Planning, Investment, Retirement, Superannuation, Tax

15 common sense tips to help manage your finances

August 4, 2023 By Nicole Heales

Get started with these key common sense tips to take control of your finances: Shop around We often shop around to get the best deal when it ... Read More

Debt, Finances, Financial Planning, Lifestyle, Money Management, Mortgage

Why do you need superannuation?

August 4, 2023 By Nicole Heales

When you’re just starting out in the workforce, it’s easy to see superannuation as money that’s not quite yours. After all, if you’re focused on ... Read More

Financial Planning, Investment, Lifestyle, Money Management, Retirement, Superannuation

Saving tips: Creating an effective budget for FY24

July 21, 2023 By Nicole Heales

With the new financial year looking to be another challenging period of cost-of-living pressures and higher interest rates, a finance broker can show ... Read More

Finances, Mortgage, Mortgage Brokering

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

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  • How to use your tax return to build a stronger financial future
  • Why you need insurance, what are your options?

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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