Nicole Heales

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Tips to reduce your debts before you retire

August 10, 2022 By Nicole Heales

While many Aussies will carry some debt into retirement, the good news is, there are several things you could do now while you’ve still got time on ... Read More

Debt, Financial Planning, Money Management, Retirement

Tax deductible donations: Get the most out of giving back

August 10, 2022 By Nicole Heales

Donating to a charity or cause you care about is a win-win for both you and the charity. Charities rely on the generosity of donors to help them do ... Read More

Lifestyle, Tax

How much time and money do you really need to start investing?

August 10, 2022 By Nicole Heales

There's a common misperception that in order to start investing, you need a large initial sum and lots of time. Here's why that's a myth. Investing ... Read More

Economy, Financial Planning, Investment

How much money do I need to retire?

August 10, 2022 By Nicole Heales

When I retire, will I have enough money to enjoy the retirement lifestyle I envision? It's a question many of us will need to ponder at one ... Read More

Finances, Financial Planning, Retirement, Superannuation

Four important steps toward a healthier financial life

July 6, 2022 By Nicole Heales

If your financial life could use a little extra care and attention, these tips can help you decide where and how to begin. What comes to mind when ... Read More

Finances, Financial Planning, Lifestyle, Money Management

Super, death, and avoiding taxes

July 6, 2022 By Nicole Heales

An interesting finding in the federal government's Retirement Income Review report is that many Australians are dying with the majority of the wealth ... Read More

Estate Planning, Financial Planning, Superannuation, Tax

How diversification fights investor biases

July 6, 2022 By Nicole Heales

Investing in familiar names may bring a sense of comfort but by focusing too heavily on the Australian market, investors may limit their opportunity ... Read More

Finances, Investment

Do I need insurance cover?

July 6, 2022 By Nicole Heales

“Do I really need this insurance?” It’s probably a question you’ve asked at some point when deciding whether to part with your money. But maybe the ... Read More

Financial Planning, Insurance, Lifestyle

What is financial planning?

July 6, 2022 By Nicole Heales

If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a ... Read More

Finances, Financial Planning, Investment, Lifestyle

8 indicators you may not be ready to retire

July 6, 2022 By Nicole Heales

Retirement is a period of life that many people spend years dreaming about: the chance to finally leave work behind and enjoy much-needed time with ... Read More

Finances, Financial Planning, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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