Nicole Heales

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Could interest rates rise sooner than expected?

September 6, 2021 By Nicole Heales

  In response to the pandemic, central banks around the world flooded the market with liquidity. In Australia, the Reserve Bank did what ... Read More

Economy, Finances, Investment, Mortgage

Housing Market: Bubble or Balloon?

July 8, 2021 By Nicole Heales

As one of Australia’s favourite assets, residential property is no stranger to news of a market bubble. Property works a little differently – making ... Read More

Investment, Mortgage, Mortgage Brokering, News

What to consider when buying a property together

May 18, 2021 By Nicole Heales

Buying a property together is a major relationship milestone. Whether you’re looking to buy your first home, a holiday house or an investment property ... Read More

Finances, Investment, Lifestyle, Mortgage

Paying your mortgage vs. adding to your super

April 14, 2021 By Nicole Heales

If you’re lucky enough to have a bit of cash left over at the end of the month, you might be thinking about how to make the most of it. Is it sensible ... Read More

Finances, Financial Planning, Mortgage, Superannuation

Buying a home in 2021? Read this first

March 16, 2021 By Nicole Heales

Thinking about making a sea-change or tree-change? Wondering if it’s a good time to buy in the city? With house prices rising fast across most of the ... Read More

Financial Planning, Investment, Mortgage, Mortgage Brokering

The impact of COVID-19 and the property market

August 14, 2020 By Nicole Heales

Economic uncertainty created by the COVID-19 pandemic has many Australians wondering if now is the time to invest in property. Let’s take a look at ... Read More

Investment, Mortgage, Mortgage Brokering

Should You Consolidate Your Debt?

July 27, 2020 By Nicole Heales

Debt consolidation involves rolling all of your debts such as home loans, credit card bills and personal loans into a single, combined low interest ... Read More

Credit Cards, Debt, Finances, Mortgage

Refinancing for Debt Consolidation

June 18, 2020 By Nicole Heales

Debt consolidation is the process of combining a number of different debts into a single loan, in order to help improve your overall finances and ... Read More

Credit Cards, Debt, Finances, Mortgage

Important Considerations for First Home Buyers

May 20, 2020 By Nicole Heales

Buying your very first home is equal parts exciting and daunting as you step into uncharted territory. There is so much to consider and digest when ... Read More

Finances, Mortgage, Mortgage Brokering

Is now the right time to refinance your mortgage?

April 28, 2020 By Nicole Heales

If you're having trouble making the payments on your home loan or your financial situation has recently changed, it might be time to refinance your ... Read More

Finances, Mortgage, Mortgage Brokering

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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What’s news for you

  • Estate Planning and SMSFs
  • Protect yourself: Multi-factor authentication
  • Spouse super contributions – what are the benefits?
  • Am I too old to get a home loan?
  • Three ways to plan for your 30s
  • How to find your lost super
  • Can I go back to work if I’ve already accessed my super?
  • Ten tips to outwit online scammers

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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