Nicole Heales

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Australian home investing: New landlords to lose $23k+ in 12 months buying into two major cities

February 20, 2025 By Nicole Heales

The average Australian property investor could lose money in their first year, with those in the nation’s two largest capitals likely to be more than ... Read More

Economy, Financial Planning, Investment, Mortgage

First Home Guarantee Scheme: how does it work? 

January 30, 2025 By Nicole Heales

You may be eligible to purchase your first home with as little as 5% deposit via the First Home Guarantee Scheme. Here’s how it works.  First Home ... Read More

Financial Planning, Investment, Mortgage, Mortgage Brokering

Investing for property profit

December 2, 2024 By Nicole Heales

When property prices are rising, renovating for a quick return is a popular investment strategy. But when markets are sluggish, improving a property ... Read More

Financial Planning, Investment, Mortgage, Tax

How fixed interest got its groove back

September 30, 2024 By Nicole Heales

Looking for higher returns than cash in the bank with less volatility than shares and property? With interest rates generally considered to be at or ... Read More

Debt, Economy, Investment, Mortgage

8 tips to get a harder working home loan

September 30, 2024 By Nicole Heales

It’s lucky Aussie homeowners are a pretty resilient bunch. All the interest rate rises over the past couple of years have delivered a serious ... Read More

Debt, Investment, Mortgage, Mortgage Brokering

Mortgage versus super – a common dilemma

August 18, 2024 By Nicole Heales

Conventional wisdom used to dictate Australians were better paying off their home loans, and then, once debt free turning their attention to building ... Read More

Financial Planning, Mortgage, Superannuation

How to reduce your mortgage interest rate and fees 

July 4, 2024 By Nicole Heales

With interest rates continuing to rise, reducing your mortgage interest rate can be a great way to save money so you’re not out of pocket and can keep ... Read More

Finances, Investment, Mortgage

The First Home Super Saver Scheme (FHSSS): a handy guide for homebuyers

May 21, 2024 By Nicole Heales

The First Home Super Saver Scheme is a valuable initiative to help first time buyers overcome the challenges of entering the property ... Read More

Investment, Mortgage, Mortgage Brokering, News, Superannuation

How first home buyers accessed $415m under the First Home Super Saver Scheme

April 2, 2024 By Nicole Heales

Did you know, you could take advantage of potential tax benefits inside super to save for your first home? It’s been called the Australian Dream by ... Read More

Finances, Lifestyle, Mortgage, Mortgage Brokering, News

Mortgage vs super: where should I put my extra money?

February 19, 2024 By Nicole Heales

It’s a dilemma many of us face – are we better off directing extra money to our mortgage or super? As with most financial decisions, it’s not a one ... Read More

Financial Planning, Investment, Money Management, Mortgage, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
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  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

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  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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