Nicole Heales

  • Money Type Quiz
  • Why Nicole
    • Meet Nicole
    • Take Control
  • How I help
    • Money Coaching
    • Insurance
    • Superannuation
    • Mortgages Broking and Debt Reduction
    • Wealth Creation
    • Retirement Planning
  • My Clients
  • Education
    • Ebooks
    • Explainer Videos
  • News
  • Contact

Finance 101: understanding interest rates and why they matter

June 3, 2025 By Nicole Heales

Learn how interest rates influence loans, savings and investments, and find out why staying informed about interest rates can empower your financial ... Read More

Finances, Investment, Money Management, Mortgage

Am I too old to get a home loan?

May 16, 2025 By Nicole Heales

One of a property lender’s most important jobs is to make sure a borrower can manage the typical home loan term of 30 years. This becomes even more ... Read More

Financial Planning, Investment, Mortgage, Mortgage Brokering

Australian home investing: New landlords to lose $23k+ in 12 months buying into two major cities

February 20, 2025 By Nicole Heales

The average Australian property investor could lose money in their first year, with those in the nation’s two largest capitals likely to be more than ... Read More

Economy, Financial Planning, Investment, Mortgage

First Home Guarantee Scheme: how does it work? 

January 30, 2025 By Nicole Heales

You may be eligible to purchase your first home with as little as 5% deposit via the First Home Guarantee Scheme. Here’s how it works.  First Home ... Read More

Financial Planning, Investment, Mortgage, Mortgage Brokering

Investing for property profit

December 2, 2024 By Nicole Heales

When property prices are rising, renovating for a quick return is a popular investment strategy. But when markets are sluggish, improving a property ... Read More

Financial Planning, Investment, Mortgage, Tax

How fixed interest got its groove back

September 30, 2024 By Nicole Heales

Looking for higher returns than cash in the bank with less volatility than shares and property? With interest rates generally considered to be at or ... Read More

Debt, Economy, Investment, Mortgage

8 tips to get a harder working home loan

September 30, 2024 By Nicole Heales

It’s lucky Aussie homeowners are a pretty resilient bunch. All the interest rate rises over the past couple of years have delivered a serious ... Read More

Debt, Investment, Mortgage, Mortgage Brokering

Mortgage versus super – a common dilemma

August 18, 2024 By Nicole Heales

Conventional wisdom used to dictate Australians were better paying off their home loans, and then, once debt free turning their attention to building ... Read More

Financial Planning, Mortgage, Superannuation

How to reduce your mortgage interest rate and fees 

July 4, 2024 By Nicole Heales

With interest rates continuing to rise, reducing your mortgage interest rate can be a great way to save money so you’re not out of pocket and can keep ... Read More

Finances, Investment, Mortgage

The First Home Super Saver Scheme (FHSSS): a handy guide for homebuyers

May 21, 2024 By Nicole Heales

The First Home Super Saver Scheme is a valuable initiative to help first time buyers overcome the challenges of entering the property ... Read More

Investment, Mortgage, Mortgage Brokering, News, Superannuation

  • 1
  • 2
  • 3
  • …
  • 6
  • Next Page »

Can’t find what you need?

TAKE OUR MONEY TYPE QUIZ


click here

Newsletter

Subscribe to my newsletter and get regular updates on ways to make the most of your finances.

sign me up

INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

OUR LOCATION

15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

Let’s Connect!

  • Email
  • Facebook
  • Instagram
  • LinkedIn
  • YouTube

What’s news for you

  • How to use your tax return to build a stronger financial future
  • Why you need insurance, what are your options?
  • What to consider when starting a new job
  • Sustainable habits that may also benefit your wallet
  • Planning for retirement? Start with these 5 steps
  • Finance 101: understanding interest rates and why they matter
  • Eight quick wins for managing debt
  • Estate Planning and SMSFs

Adviser Profile | Financial Services Guide
Privacy Policy | Complaints Policy | Disclaimer

Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

Copyright © 2025 Designed by GWD - Developed by Weblicious Solutions

LET'S GET
STARTED!

BOOK A TIME TO CHAT