Nicole Heales

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Reviewing your personal insurance policy: when, why and how

September 13, 2022 By Nicole Heales

Insurance works best when you have the right level of protection for your situation and as your life changes, so might your insurance needs. You ... Read More

Finances, Health and Wellbeing, Insurance, Lifestyle

Should you merge your finances with your partner?

May 7, 2022 By Nicole Heales

The pandemic has changed many aspects of our daily lives, and romance is no exception. While lengthy separations have led some relationships to end, ... Read More

Financial Planning, Health and Wellbeing, Money Management

Everything you need to know about medical examinations for life insurance

March 16, 2022 By Nicole Heales

When you take out an insurance policy, the provider will determine how much you’ll be required to pay in premiums. This process, called ... Read More

Health and Wellbeing, Insurance, Lifestyle

Do you value your assets more than yourself?

January 18, 2022 By Nicole Heales

Value is a funny thing. One person’s trash can be another person’s treasure, as the old saying goes. The value we place on something tends to be very ... Read More

Health and Wellbeing, Lifestyle

Don’t take super cover for granted

September 14, 2021 By Nicole Heales

Buying insurance through super has many advantages, but you need to make sure you are getting the right cover for your individual needs. In some ... Read More

Health and Wellbeing, Insurance, Superannuation

Money worries and your mental health

September 14, 2021 By Nicole Heales

It’s been a trying time for many people, with our collective mental health taking a toll as the COVID-19 pandemic rolls on. The Melbourne Institute ... Read More

Debt, Finances, Financial Planning, Health and Wellbeing, Money Management

The future of international travel

August 6, 2021 By Nicole Heales

In 2020, the ease in which we travelled overseas changed abruptly. And in the years to come, vaccinations, travel bubbles and testing are likely to ... Read More

Health and Wellbeing, Lifestyle, Money Management

Managing the financial impacts of a mid-life crisis

August 6, 2021 By Nicole Heales

For some, the thought of a mid-life crisis may bring to mind quirky Steve Carell comedies like Crazy Stupid Love or The 40-Year-Old Virgin. But if you ... Read More

Finances, Health and Wellbeing, Lifestyle, Money Management

Five things you and your partner should know about super

August 6, 2021 By Nicole Heales

Money issues are often cited as the biggest causes of stress in a relationship. Yet despite their importance, a recent survey of Australian couples ... Read More

Financial Planning, Health and Wellbeing, Lifestyle, Superannuation

Coronavirus continues to cause havoc – but here are five reasons for optimism

August 2, 2021 By Nicole Heales

Introduction It seems the bad news on coronavirus doesn’t let up. The lockdown in NSW looks like going longer. There is endless debate about ... Read More

Coronavirus COVID-19, Economy, Health and Wellbeing, Lifestyle

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

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  • Planning for retirement? Start with these 5 steps
  • Finance 101: understanding interest rates and why they matter
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  • Estate Planning and SMSFs

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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