Nicole Heales

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Why do you need superannuation?

August 4, 2023 By Nicole Heales

When you’re just starting out in the workforce, it’s easy to see superannuation as money that’s not quite yours. After all, if you’re focused on ... Read More

Financial Planning, Investment, Lifestyle, Money Management, Retirement, Superannuation

5 steps to better financial goals

July 20, 2023 By Nicole Heales

Everyone has financial goals. Maybe you want to pay off your mortgage early, stop relying on your credit cards, or go on an amazing overseas holiday. ... Read More

Finances, Financial Planning, Lifestyle, Money Management

What to expect when making a life insurance claim

July 15, 2023 By Nicole Heales

If your health ever takes a turn for the worse, you may need to make a claim on your life insurance. Here’s a summary of how the claims process works ... Read More

Health and Wellbeing, Insurance, Lifestyle

What causes market movements?

July 11, 2023 By Nicole Heales

When the news is filled with headlines about market movements, it’s normal to feel a bit anxious. Here are three things to keep in mind the next time ... Read More

Economy, Finances, Investment, Superannuation

What is the retirement age in Australia?

July 7, 2023 By Nicole Heales

When will you be ready to retire? There are two important ages you need to consider when thinking about retirement – preservation age when you are ... Read More

Financial Planning, Lifestyle, Retirement, Superannuation

What are the steps to investing?

July 7, 2023 By Nicole Heales

Want to invest but don’t know where to start? Here are five basic steps for investing. Define your goals Taking the first step on your ... Read More

Finances, Financial Planning, Investment, Money Management

Making downsizer contributions into super

July 7, 2023 By Nicole Heales

If you’re over 55 and looking to boost your retirement savings, you may be eligible to make a super contribution of up to $300,000 from the sale ... Read More

Financial Planning, Investment, Retirement, Superannuation

EOFY 2022-23: Tax return checklist and tax tips

June 20, 2023 By Nicole Heales

To help you complete your tax return, including if you’ve been working from home, this checklist outlines income and expenses you need to disclose to ... Read More

Finances, Financial Planning, Insurance, Investment, Superannuation, Tax

Smart super strategies for this EOFY 2022/23

June 10, 2023 By Nicole Heales

With June 30 fast approaching, it’s time to start thinking about your super for another year. We’ve put together five smart strategies that may ... Read More

Financial Planning, Money Management, Superannuation, Tax

6 misconceptions about life insurance

June 6, 2023 By Nicole Heales

The probability of you developing a serious illness or getting involved in an accident so severe you’re unable to work, may seem highly unlikely... ... Read More

Finances, Financial Planning, Insurance

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Three ways to plan for your 30s
  • How to find your lost super
  • Can I go back to work if I’ve already accessed my super?
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  • When markets are volatile, it pays to stay invested
  • When can you access your super? 
  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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