Nicole Heales

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Getting smart about savings

January 29, 2024 By Nicole Heales

Saving money doesn’t come naturally to everyone. Some people are wired to save – for others it takes a bit more discipline. But developing good ... Read More

Finances, Financial Planning, Lifestyle, Money Management

How much super should you have at your age?

January 29, 2024 By Nicole Heales

Your super balance will most likely play a big part in how comfortably you live in retirement. But depending on how far off retirement is for you, it ... Read More

Finances, Financial Planning, Retirement, Superannuation

50/30/20 budgeting strategy

January 29, 2024 By Nicole Heales

Having a budget can help you stay on top of bills, pay off debt and save for long or short-term goals. There are many ways to go about it. One ... Read More

Finances, Financial Planning, Lifestyle, Money Management

What’s the best age to retire?

December 5, 2023 By Nicole Heales

There is no magic age at which to retire. But what’s important is to plan for a longer retirement than you may expect. This is in part because ... Read More

Financial Planning, Investment, Retirement, Superannuation

Financial freedom: A comprehensive guide to achieving true financial independence

December 5, 2023 By Nicole Heales

In a world where financial stability plays a crucial role in our wellbeing and future aspirations, the concept of financial freedom stands out as a ... Read More

Financial Planning, Health and Wellbeing, Lifestyle, Money Management

Budgeting tips for Christmas

November 27, 2023 By Nicole Heales

The festive season is fast approaching and with it, all the wonderful things an Aussie summer Christmas brings. With gifts, parties, food and beverage ... Read More

Economy, Finances, Lifestyle, Money Management

Extra benefits you could get with life insurance

November 27, 2023 By Nicole Heales

Life insurance policies usually come with a range of included benefits. Depending on your insurer, you may have the flexibility to add on optional ... Read More

Financial Planning, Health and Wellbeing, Insurance, Lifestyle

Three reasons to err on the side of optimism as an investor

November 20, 2023 By Nicole Heales

Introduction The “news” as presented to us has always had a negative bend, but one could be forgiven for thinking that it’s become even more ... Read More

Economy, Investment, Lifestyle, Money Management

The importance of rebalancing

November 20, 2023 By Nicole Heales

Investing is more than choosing different assets. It also involves managing your portfolio on an ongoing basis to achieve personal goals. Your ... Read More

Financial Planning, Investment, Superannuation, Tax

Should you fix your home loan?

November 20, 2023 By Nicole Heales

Key takeaways An understanding of the benefits of fixing your home loan, including payment stability, protection from rate hikes and certainty ... Read More

Economy, Financial Planning, Investment, Mortgage, Mortgage Brokering

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
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What’s news for you

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  • Star performers: which investment types delivered the best returns in 2024-25? 

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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