Nicole Heales

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Five signs you may need a financial adviser 

October 31, 2024 By Nicole Heales

You don't have time  When you’re juggling your job with your personal and family life, it can be challenging to carve out time in your schedule to ... Read More

Finances, Financial Planning, Investment, Lifestyle, Money Management, Retirement

5 tips for financial planning in your 40’s

October 24, 2024 By Nicole Heales

As you approach mid-life, it can be a good time to reassess your finances and put a plan in place for the future. At this point in life, you’ve ... Read More

Finances, Financial Planning, Investment, Lifestyle, Money Management

Financial wellness through mindfulness

October 24, 2024 By Nicole Heales

With the current financial climate, it’s not surprising many people may be feeling stressed. We look at how mindfulness can help you cope with ... Read More

Finances, Health and Wellbeing, Insurance, Lifestyle, Money Management

Financial literacy for kids

September 30, 2024 By Nicole Heales

Books can spark our imaginations, transport us to new worlds, and let us explore other times and other minds. They’re also an invaluable tool for ... Read More

Finances, Investment, Lifestyle, Money Management

How do Aussie women’s finances stack up?

September 2, 2024 By Nicole Heales

how do aussie womens finances stack up

Planning for retirement is a daunting task and many Australian women lack confidence in financial decision making. Fortunately, there are some small ... Read More

Finances, Financial Planning, Lifestyle, Money Management, Superannuation

Is it worth salary sacrificing into super?

August 18, 2024 By Nicole Heales

Let’s explore the ins and outs of salary sacrificing into your super and help you determine if it's worth considering as part of your financial ... Read More

Finances, Financial Planning, Money Management, Superannuation

What are some investment options outside of super? 

August 2, 2024 By Nicole Heales

When it comes to investing, you have two options – inside or outside of super.   Super, being a longer term investment designed to fund your ... Read More

Finances, Financial Planning, Investment, Money Management, Retirement

Outliving your savings

April 29, 2024 By Nicole Heales

While living a long and healthy life is a goal for most of us, it does raise a valid question. Is there a chance that you could outlive your ... Read More

Finances, Financial Planning, Money Management, Retirement, Superannuation

Navigating the high cost of living in Australia

April 29, 2024 By Nicole Heales

In this article we look at some of the ways you can better manage the high cost of living by investing, increasing your income or reducing ... Read More

Economy, Finances, Lifestyle, Money Management

Five rules of money management

April 2, 2024 By Nicole Heales

No matter your income level or financial goals, everyone can benefit from developing strong money management skills. Here are five rules of money ... Read More

Finances, Financial Planning, Lifestyle, Money Management

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Mobile: 0417 167 024

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What’s news for you

  • How much super do I need to retire in Australia?
  • Protecting your money – Cybersecurity and scam awareness
  • Having the money talk with your partner
  • How to get out of debt
  • How to help your super grow faster
  • Understanding longevity risk in retirement
  • Why you should write a Will
  • Three ways to invest for passive income

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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