Nicole Heales

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Do I need life insurance if I am single?

November 1, 2023 By Nicole Heales

While it can be easy to see the benefits of life insurance for people who have a partner or children who rely on them for financial support, there are ... Read More

Financial Planning, Insurance, Lifestyle

Inflation-proofing your life insurance

September 19, 2023 By Nicole Heales

inflation proofing your life insurance

Life insurance, such as death cover, income protection, critical illness, and total and permanent disability insurance, allows you to plan ahead to ... Read More

Financial Planning, Insurance, Lifestyle

Buying your first home? Here’s how life insurance could protect it

August 11, 2023 By Nicole Heales

Buying your first home is a huge achievement — one you should be proud of, and one that’s worth protecting. Life insurance can safeguard your new home ... Read More

Finances, Insurance, Investment, Mortgage, Mortgage Brokering

What to expect when making a life insurance claim

July 15, 2023 By Nicole Heales

If your health ever takes a turn for the worse, you may need to make a claim on your life insurance. Here’s a summary of how the claims process works ... Read More

Health and Wellbeing, Insurance, Lifestyle

EOFY 2022-23: Tax return checklist and tax tips

June 20, 2023 By Nicole Heales

To help you complete your tax return, including if you’ve been working from home, this checklist outlines income and expenses you need to disclose to ... Read More

Finances, Financial Planning, Insurance, Investment, Superannuation, Tax

6 misconceptions about life insurance

June 6, 2023 By Nicole Heales

The probability of you developing a serious illness or getting involved in an accident so severe you’re unable to work, may seem highly unlikely... ... Read More

Finances, Financial Planning, Insurance

What you should know about creating your will and estate plan

June 6, 2023 By Nicole Heales

If you’ve got people in your life who you love and assets you’d like to be distributed in a certain way, you might be at a point where you’re thinking ... Read More

Estate Planning, Financial Planning, Insurance

What’s the best way to get insurance organised?

May 1, 2023 By Nicole Heales

Making sure you’re getting the best deal on insurance without missing out on the cover you need can feel like a minefield. Get to know where and how ... Read More

Finances, Financial Planning, Insurance

Is critical illness cover the same as income protection?

April 11, 2023 By Nicole Heales

If you became unwell and couldn’t work, how would you pay for your daily expenses? What if you became critically ill — would you be able to cover your ... Read More

Financial Planning, Health and Wellbeing, Insurance

How old is too old for insurance?

January 22, 2023 By Nicole Heales

As you age and your health starts to deteriorate, having a financial safety net and protecting your nearest and dearest may become even more ... Read More

Estate Planning, Financial Planning, Insurance

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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