Nicole Heales

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Commonly Asked Questions – retirement planning 

July 8, 2024 By Nicole Heales

Retirement is a major milestone in life, representing the end of years of hard work and dedication. It's a time to enjoy the freedom to pursue your ... Read More

Finances, Financial Planning, Retirement, Superannuation

How debt can help you build long-term wealth 

July 8, 2024 By Nicole Heales

Contrary to what some people may think, debt can help you build your wealth – especially if the debt is used responsibly with a clear plan and ... Read More

Debt, Finances, Financial Planning, Investment, Money Management

4 tips to set your life insurance policy up for success 

July 5, 2024 By Nicole Heales

Life insurance is designed to provide valuable peace of mind in case of the unexpected, but some may have some concerns that their claim won’t pay out ... Read More

Finances, Financial Planning, Health and Wellbeing, Insurance, Lifestyle

How to reduce your mortgage interest rate and fees 

July 4, 2024 By Nicole Heales

With interest rates continuing to rise, reducing your mortgage interest rate can be a great way to save money so you’re not out of pocket and can keep ... Read More

Finances, Investment, Mortgage

7 ways to get ready for tax time 

June 26, 2024 By Nicole Heales

Here’s a quick checklist to help you prepare for the end of financial year and maximise your tax time benefits.  Understand your sources of ... Read More

Finances, Financial Planning, Lifestyle, Tax

Do you know your Total Superannuation Balance (TSB)? You should! 

June 4, 2024 By Nicole Heales

The total superannuation balance or TSB was a significant change introduced as part of the Government’s superannuation reform package, taking effect ... Read More

Finances, Investment, Retirement, Superannuation

How women can future proof their wealth 

June 4, 2024 By Nicole Heales

Planning for retirement is a daunting task but it’s too important not to think about – especially for women. Fortunately, there are some small steps ... Read More

Finances, Financial Planning, Investment, Retirement

Getting your insurance cover right

May 2, 2024 By Nicole Heales

Let's run through some things to keep in mind to decide what level and type of cover you need. Finding your insurance sweet spot It can take ... Read More

Finances, Insurance, Lifestyle

A breakup is super hard – and can be hard on your super

April 29, 2024 By Nicole Heales

Love song dedications are out the window and you’re wondering how you’ll move forward, not to mention divide your money, possessions and debts. But ... Read More

Finances, Investment, Lifestyle, Superannuation

Outliving your savings

April 29, 2024 By Nicole Heales

While living a long and healthy life is a goal for most of us, it does raise a valid question. Is there a chance that you could outlive your ... Read More

Finances, Financial Planning, Money Management, Retirement, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Three ways to access advice for a resilient retirement 
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  • How to use your tax return to build a stronger financial future
  • Why you need insurance, what are your options?

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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