Nicole Heales

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A guide to aged care

September 30, 2024 By Nicole Heales

Moving into residential aged care can be an uncertain and overwhelming experience for everyone involved. On top of the personal and emotional ... Read More

Finances, Financial Planning, Health and Wellbeing, Lifestyle

How do Aussie women’s finances stack up?

September 2, 2024 By Nicole Heales

how do aussie womens finances stack up

Planning for retirement is a daunting task and many Australian women lack confidence in financial decision making. Fortunately, there are some small ... Read More

Finances, Financial Planning, Lifestyle, Money Management, Superannuation

How to get your will sorted

September 2, 2024 By Nicole Heales

Making a will is an important way to help ensure that your wishes are respected and your loved ones are taken care of if you pass away. A will is a ... Read More

Estate Planning, Finances, Financial Planning, Insurance, Lifestyle

Contributions, when are they made?

September 2, 2024 By Nicole Heales

Contributions, when are they made

Thanks to the evolving rules and additional tests, the world of superannuation contributions continues to be a source of confusion, resulting in ... Read More

Finances, Financial Planning, Superannuation

Is it worth salary sacrificing into super?

August 18, 2024 By Nicole Heales

Let’s explore the ins and outs of salary sacrificing into your super and help you determine if it's worth considering as part of your financial ... Read More

Finances, Financial Planning, Money Management, Superannuation

Tax time checklist for property investors 

August 2, 2024 By Nicole Heales

In Australia, investing in real estate isn’t the preserve of a wealthy elite.  The nation’s 2.24 million property investors, owning a collective ... Read More

Finances, Financial Planning, Investment, Tax

What are some investment options outside of super? 

August 2, 2024 By Nicole Heales

When it comes to investing, you have two options – inside or outside of super.   Super, being a longer term investment designed to fund your ... Read More

Finances, Financial Planning, Investment, Money Management, Retirement

A breakup is super hard – and can be hard on your super

April 29, 2024 By Nicole Heales

Love song dedications are out the window and you’re wondering how you’ll move forward, not to mention divide your money, possessions and debts. But ... Read More

Finances, Investment, Lifestyle, Superannuation

Outliving your savings

April 29, 2024 By Nicole Heales

While living a long and healthy life is a goal for most of us, it does raise a valid question. Is there a chance that you could outlive your ... Read More

Finances, Financial Planning, Money Management, Retirement, Superannuation

Navigating the high cost of living in Australia

April 29, 2024 By Nicole Heales

In this article we look at some of the ways you can better manage the high cost of living by investing, increasing your income or reducing ... Read More

Economy, Finances, Lifestyle, Money Management

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Mobile: 0417 167 024

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What’s news for you

  • How much super do I need to retire in Australia?
  • Protecting your money – Cybersecurity and scam awareness
  • Having the money talk with your partner
  • How to get out of debt
  • How to help your super grow faster
  • Understanding longevity risk in retirement
  • Why you should write a Will
  • Three ways to invest for passive income

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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