Nicole Heales

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How to get your will sorted

September 2, 2024 By Nicole Heales

Making a will is an important way to help ensure that your wishes are respected and your loved ones are taken care of if you pass away. A will is a ... Read More

Estate Planning, Finances, Financial Planning, Insurance, Lifestyle

Contributions, when are they made?

September 2, 2024 By Nicole Heales

Contributions, when are they made

Thanks to the evolving rules and additional tests, the world of superannuation contributions continues to be a source of confusion, resulting in ... Read More

Finances, Financial Planning, Superannuation

Is it worth salary sacrificing into super?

August 18, 2024 By Nicole Heales

Let’s explore the ins and outs of salary sacrificing into your super and help you determine if it's worth considering as part of your financial ... Read More

Finances, Financial Planning, Money Management, Superannuation

Tax time checklist for property investors 

August 2, 2024 By Nicole Heales

In Australia, investing in real estate isn’t the preserve of a wealthy elite.  The nation’s 2.24 million property investors, owning a collective ... Read More

Finances, Financial Planning, Investment, Tax

What are some investment options outside of super? 

August 2, 2024 By Nicole Heales

When it comes to investing, you have two options – inside or outside of super.   Super, being a longer term investment designed to fund your ... Read More

Finances, Financial Planning, Investment, Money Management, Retirement

Commonly Asked Questions – retirement planning 

July 8, 2024 By Nicole Heales

Retirement is a major milestone in life, representing the end of years of hard work and dedication. It's a time to enjoy the freedom to pursue your ... Read More

Finances, Financial Planning, Retirement, Superannuation

How debt can help you build long-term wealth 

July 8, 2024 By Nicole Heales

Contrary to what some people may think, debt can help you build your wealth – especially if the debt is used responsibly with a clear plan and ... Read More

Debt, Finances, Financial Planning, Investment, Money Management

4 tips to set your life insurance policy up for success 

July 5, 2024 By Nicole Heales

Life insurance is designed to provide valuable peace of mind in case of the unexpected, but some may have some concerns that their claim won’t pay out ... Read More

Finances, Financial Planning, Health and Wellbeing, Insurance, Lifestyle

How to reduce your mortgage interest rate and fees 

July 4, 2024 By Nicole Heales

With interest rates continuing to rise, reducing your mortgage interest rate can be a great way to save money so you’re not out of pocket and can keep ... Read More

Finances, Investment, Mortgage

7 ways to get ready for tax time 

June 26, 2024 By Nicole Heales

Here’s a quick checklist to help you prepare for the end of financial year and maximise your tax time benefits.  Understand your sources of ... Read More

Finances, Financial Planning, Lifestyle, Tax

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Why you should write a Will
  • Three ways to invest for passive income
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  • Australians continue to have gaps in financial literacy
  • Three simple tips to help you reach your financial goals
  • Five building blocks that could lead to a more confident retirement
  • Star performers: which investment types delivered the best returns in 2024-25? 

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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