Nicole Heales

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What is a distribution?

November 18, 2024 By Nicole Heales

A managed fund generates income from its investments – for example, through share dividends, interest on cash or fixed interest investments in the ... Read More

Finances, Financial Planning, Investment, Money Management

Work life balance – managing career and personal life 

November 1, 2024 By Nicole Heales

In the digital age, where connectivity is constant, achieving a healthy work-life balance has become more challenging than ever.  Technology and ... Read More

Finances, Health and Wellbeing, Lifestyle, Money Management

Pulse checking your finances 

November 1, 2024 By Nicole Heales

Your financial health is key to the health of your wellbeing, relationships, work and home life.   It’s important to have a regular checkup of your ... Read More

Finances, Financial Planning, Investment, Money Management

Five signs you may need a financial adviser 

October 31, 2024 By Nicole Heales

You don't have time  When you’re juggling your job with your personal and family life, it can be challenging to carve out time in your schedule to ... Read More

Finances, Financial Planning, Investment, Lifestyle, Money Management, Retirement

5 tips for financial planning in your 40’s

October 24, 2024 By Nicole Heales

As you approach mid-life, it can be a good time to reassess your finances and put a plan in place for the future. At this point in life, you’ve ... Read More

Finances, Financial Planning, Investment, Lifestyle, Money Management

Financial wellness through mindfulness

October 24, 2024 By Nicole Heales

With the current financial climate, it’s not surprising many people may be feeling stressed. We look at how mindfulness can help you cope with ... Read More

Finances, Health and Wellbeing, Insurance, Lifestyle, Money Management

Reviewing your policies after a divorce or separation

October 17, 2024 By Nicole Heales

For couples who are separating or going through a divorce, there are many decisions to make regarding your finances. But when your circumstances ... Read More

Finances, Financial Planning, Insurance, Lifestyle

Financial literacy for kids

September 30, 2024 By Nicole Heales

Books can spark our imaginations, transport us to new worlds, and let us explore other times and other minds. They’re also an invaluable tool for ... Read More

Finances, Investment, Lifestyle, Money Management

A guide to aged care

September 30, 2024 By Nicole Heales

Moving into residential aged care can be an uncertain and overwhelming experience for everyone involved. On top of the personal and emotional ... Read More

Finances, Financial Planning, Health and Wellbeing, Lifestyle

How do Aussie women’s finances stack up?

September 2, 2024 By Nicole Heales

how do aussie womens finances stack up

Planning for retirement is a daunting task and many Australian women lack confidence in financial decision making. Fortunately, there are some small ... Read More

Finances, Financial Planning, Lifestyle, Money Management, Superannuation

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Mobile: 0417 167 024

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What’s news for you

  • Why you should write a Will
  • Three ways to invest for passive income
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  • ASIC warns investment scams are on the rise
  • Australians continue to have gaps in financial literacy
  • Three simple tips to help you reach your financial goals
  • Five building blocks that could lead to a more confident retirement
  • Star performers: which investment types delivered the best returns in 2024-25? 

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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