Nicole Heales

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What assets can you have before losing your Age Pension?

February 20, 2025 By Nicole Heales

There are many benefits to receiving an Age Pension or even a part pension, but there are limits to what level of income or assets you can have, to be ... Read More

Finances, Financial Planning, Investment, Retirement

Financial tips when starting a new job 

January 30, 2025 By Nicole Heales

Whether you’re starting work for the first time or you’re changing jobs, there are key things to know and do.   When negotiating pay for the role, ... Read More

Finances, Financial Planning, Lifestyle, Money Management

What is a distribution?

November 18, 2024 By Nicole Heales

A managed fund generates income from its investments – for example, through share dividends, interest on cash or fixed interest investments in the ... Read More

Finances, Financial Planning, Investment, Money Management

Work life balance – managing career and personal life 

November 1, 2024 By Nicole Heales

In the digital age, where connectivity is constant, achieving a healthy work-life balance has become more challenging than ever.  Technology and ... Read More

Finances, Health and Wellbeing, Lifestyle, Money Management

Pulse checking your finances 

November 1, 2024 By Nicole Heales

Your financial health is key to the health of your wellbeing, relationships, work and home life.   It’s important to have a regular checkup of your ... Read More

Finances, Financial Planning, Investment, Money Management

Five signs you may need a financial adviser 

October 31, 2024 By Nicole Heales

You don't have time  When you’re juggling your job with your personal and family life, it can be challenging to carve out time in your schedule to ... Read More

Finances, Financial Planning, Investment, Lifestyle, Money Management, Retirement

5 tips for financial planning in your 40’s

October 24, 2024 By Nicole Heales

As you approach mid-life, it can be a good time to reassess your finances and put a plan in place for the future. At this point in life, you’ve ... Read More

Finances, Financial Planning, Investment, Lifestyle, Money Management

Financial wellness through mindfulness

October 24, 2024 By Nicole Heales

With the current financial climate, it’s not surprising many people may be feeling stressed. We look at how mindfulness can help you cope with ... Read More

Finances, Health and Wellbeing, Insurance, Lifestyle, Money Management

Reviewing your policies after a divorce or separation

October 17, 2024 By Nicole Heales

For couples who are separating or going through a divorce, there are many decisions to make regarding your finances. But when your circumstances ... Read More

Finances, Financial Planning, Insurance, Lifestyle

Financial literacy for kids

September 30, 2024 By Nicole Heales

Books can spark our imaginations, transport us to new worlds, and let us explore other times and other minds. They’re also an invaluable tool for ... Read More

Finances, Investment, Lifestyle, Money Management

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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What’s news for you

  • How to use your tax return to build a stronger financial future
  • Why you need insurance, what are your options?
  • What to consider when starting a new job
  • Sustainable habits that may also benefit your wallet
  • Planning for retirement? Start with these 5 steps
  • Finance 101: understanding interest rates and why they matter
  • Eight quick wins for managing debt
  • Estate Planning and SMSFs

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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