Nicole Heales

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Three ways to plan for your 30s

May 5, 2025 By Nicole Heales

Turning 30 is often accompanied by a degree of increased financial responsibility. It’s an important milestone that generally means you have a ... Read More

Finances, Financial Planning, Lifestyle, Money Management

Ten tips to outwit online scammers

May 5, 2025 By Nicole Heales

Scammers are constantly looking for new ways to part you from your hard earned cash. That’s why it’s so important to stay a few steps ahead when it ... Read More

Finances, Investment, Money Management

When can you access your super? 

March 30, 2025 By Nicole Heales

Super is only for when you retire, right? Well not quite. There are a few times in life when you might have a valid reason to get hold of some of your ... Read More

Finances, Financial Planning, Retirement, Superannuation

The biggest financial mistake women are making according to an economist

March 30, 2025 By Nicole Heales

We all know the story: women earn less than men. But even as society and employers work towards closing the gender pay gap, there’s another inequality ... Read More

Finances, Financial Planning, Investment, Money Management

Financial strategies for women over 50

February 27, 2025 By Nicole Heales

Many women in their 50s are asking themselves: “How do I prepare for retirement without financial stress? Can I reduce my working hours or transition ... Read More

Finances, Financial Planning, Health and Wellbeing, Retirement, Superannuation

Financial goals guide 2025

February 27, 2025 By Nicole Heales

Your future's on the line. Don't stay on hold in 2025. Is it March already? It’s time to start nurturing your future self by doing this one thing ... Read More

Finances, Financial Planning, Investment, Lifestyle, Retirement

What assets can you have before losing your Age Pension?

February 20, 2025 By Nicole Heales

There are many benefits to receiving an Age Pension or even a part pension, but there are limits to what level of income or assets you can have, to be ... Read More

Finances, Financial Planning, Investment, Retirement

Financial tips when starting a new job 

January 30, 2025 By Nicole Heales

Whether you’re starting work for the first time or you’re changing jobs, there are key things to know and do.   When negotiating pay for the role, ... Read More

Finances, Financial Planning, Lifestyle, Money Management

What is a distribution?

November 18, 2024 By Nicole Heales

A managed fund generates income from its investments – for example, through share dividends, interest on cash or fixed interest investments in the ... Read More

Finances, Financial Planning, Investment, Money Management

Work life balance – managing career and personal life 

November 1, 2024 By Nicole Heales

In the digital age, where connectivity is constant, achieving a healthy work-life balance has become more challenging than ever.  Technology and ... Read More

Finances, Health and Wellbeing, Lifestyle, Money Management

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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What’s news for you

  • Estate Planning and SMSFs
  • Protect yourself: Multi-factor authentication
  • Spouse super contributions – what are the benefits?
  • Am I too old to get a home loan?
  • Three ways to plan for your 30s
  • How to find your lost super
  • Can I go back to work if I’ve already accessed my super?
  • Ten tips to outwit online scammers

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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