Nicole Heales

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Australians putting finances first in 2026

March 4, 2026 By Nicole Heales

Australians putting finances first in 2026

As Aussies settle into 2026, many are turning their attention to their finances. MLCs latest survey reveals that more than half of those surveyed ... Read More

Finances, Financial Planning, Lifestyle, Money Management

Your digital life after you die – how to protect your memories, money and identity

February 12, 2026 By Nicole Heales

Technology has made everyday life easier. We take photos without thinking where they’re stored, pay bills without opening a drawer and carry our ... Read More

Cybersecurity, Finances, Health and Wellbeing, Money Management

Take control of your finances in 2026

January 27, 2026 By Nicole Heales

take control of your finances in 2026

Getting on top of your finances is one of the most common New Year's resolutions Australians make. But only 12% of us achieve our goal. Here's how to ... Read More

Finances, Financial Planning, Money Management

Having the money talk with your partner

November 7, 2025 By Nicole Heales

While you may have been putting off the money talk with your partner, matters of the bank account are very important. In fact, discussing your ... Read More

Finances, Financial Planning, Money Management

How to get out of debt

November 6, 2025 By Nicole Heales

In Australia, we’re pretty big on borrowing money. According to figures published by Finder in 2024, Australia takes the number three spot, after ... Read More

Finances, Financial Planning, Money Management

ASIC warns investment scams are on the rise

October 1, 2025 By Nicole Heales

Why staying alert to scams is more important than ever ASIC has issued a warning about a new wave of investment scam websites using images of ... Read More

Finances, Insurance, Investment, Money Management

Three simple tips to help you reach your financial goals

October 1, 2025 By Nicole Heales

Practical advice to build a stronger financial future Whether it’s saving for a house deposit, investing for retirement or simply building a buffer ... Read More

Finances, Financial Planning, Investment, Money Management

Making the most of a salary increase 

September 2, 2025 By Nicole Heales

It’s exciting to get a pay rise and when you’ve earned it, you often feel like it’s a deserved reward to treat yourself with, but used in the right ... Read More

Finances, Financial Planning, Money Management, Superannuation

Is it worth salary sacrificing into super? 

August 6, 2025 By Nicole Heales

We're all familiar with the concept of super. It's that portion of our salary that employers are required to contribute to a super fund on our behalf, ... Read More

Finances, Financial Planning, Superannuation, Tax

How worried should I be about running out of money when I stop working? 

August 5, 2025 By Nicole Heales

It’s not unusual to be worried about running out of money when you stop working.  A recent survey of Perpetual members found that 37 per cent of ... Read More

Finances, Financial Planning, Lifestyle, Money Management, Retirement

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Mobile: 0417 167 024

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What’s news for you

  • Australians putting finances first in 2026
  • Retiring in 2026? Four smart moves to protect your lifestyle
  • Losing a loved one
  • Ten things to know before gifting wealth
  • Five financial steps for the year ahead
  • How to create a retirement plan
  • Your digital life after you die – how to protect your memories, money and identity
  • Take control of your finances in 2026

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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