Nicole Heales

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How to budget as interest rates rise

September 5, 2023 By Nicole Heales

Having a solid budget is crucial to building financial resilience and as rising rates continue to put pressure on household finances, it could help to ... Read More

Economy, Finances, Lifestyle, Money Management

How regular investments turned $1,000 into $775,000

August 11, 2023 By Nicole Heales

A simple ongoing investment strategy can deliver substantial returns over the long term. The Australian share market, when measured by the broad ... Read More

Economy, Finances, Financial Planning, Investment, Money Management

What causes market movements?

July 11, 2023 By Nicole Heales

When the news is filled with headlines about market movements, it’s normal to feel a bit anxious. Here are three things to keep in mind the next time ... Read More

Economy, Finances, Investment, Superannuation

What to do when your fixed-rate home loan term is ending

June 6, 2023 By Nicole Heales

Many Australians were fortunate to lock in record low interest rates but this may be drawing to an end. A large portion of mortgages will be ... Read More

Economy, Finances, Money Management, Mortgage, Mortgage Brokering

The 2023-24 Budget

May 11, 2023 By Nicole Heales

Return to surplus with fastest improvement since end of WW2, cost of living help but structural deficits remain (albeit smaller). Key points The ... Read More

Economy, Finances, News

Understanding different investment styles

May 4, 2023 By Nicole Heales

When it comes to investing, there’s no one size fits all strategy that can assure success but there are some different investment styles that could ... Read More

Economy, Financial Planning, Investment

What to consider when choosing an investment option?

April 14, 2023 By Nicole Heales

Choose investments that are right for you. When it comes to choosing an investment option when you join a super fund, there are several key ... Read More

Economy, Finances, Financial Planning, Investment, Lifestyle, Money Management

US banks, inflation, interest rates and recession risk – what it means for investors

March 20, 2023 By Nicole Heales

Key points US regional bank failures have added to uncertainty about the investment outlook flowing from inflation and rate hikes. Specific ... Read More

Economy, Lifestyle, News

How do share markets work?

March 3, 2023 By Nicole Heales

There are many asset classes you can invest in and shares are just one type that you might find in an investment portfolio. But what are shares and ... Read More

Economy, Investment

How to deal with rising inflation

February 7, 2023 By Nicole Heales

Between March 2021-22, inflation in Australia rose by 5.1%. Meanwhile, wages only rose by 2.4%. With the bare essentials becoming – well, ... Read More

Economy, Lifestyle, Money Management

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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What’s news for you

  • Three ways to plan for your 30s
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  • Can I go back to work if I’ve already accessed my super?
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  • When markets are volatile, it pays to stay invested
  • When can you access your super? 
  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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