Nicole Heales

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Everything equity for property amateurs

October 8, 2017 By Nicole Heales

Equity often gets touted as the key to any given borrower's future.  Here, we provide a brief outline of what equity is and what you can do with ... Read More

Mortgage Brokering, News

Pursue your passion without breaking the bank

September 25, 2017 By Nicole Heales

Some hobbies are expensive, but you can still do what you love with some careful planning. Whether you love climbing mountains, playing golf, ... Read More

Financial Planning, Money Management Budget, Hobbies, Lifestyle, money

How certain are you about your current mortgage?

September 12, 2017 By Nicole Heales

How certain are you that your current mortgage is the best value for money in the current market? If you are with one of the big banks I’m ... Read More

Financial Planning, Mortgage Brokering, Uncategorized Finances, Financial Advice, Interest Rates, Loan, mortgage, mortgage brokering

Have you got a 365-day strategy?

August 31, 2017 By Nicole Heales

Just like New Year’s resolutions forgotten by February, there always seems to be increased activity around making the most of superannuation ... Read More

Financial Planning, Money Management Goals, Strategy, Superannuation

Travel tips to help you spend less on your next holiday

August 20, 2017 By Nicole Heales

It’s that time of year again when it feels as though everyone you know is escaping winter to head off across the world on a fabulous holiday (and ... Read More

Money Management, News Budget, Lifestyle, Saving

Compare principal and interest and interest-only home loans

August 20, 2017 By Nicole Heales

Finding out which home loan is right for you depends on your personal situation. Are you looking for a home loan to buy your first home, update ... Read More

Mortgage Brokering, News Debt, equity, home owning, mortgage, mortgage brokering

Working after kids – is it worth it?

August 18, 2017 By Nicole Heales

To work, or not to work? That is the question many Australian women (and some men) have to consider after having children. Sadly, both options can ... Read More

Financial Planning, Money Management, News Budget, Lifestyle, money, Saving

Don’t be driven by short-term sentiment and emotion

August 18, 2017 By Nicole Heales

Arguably, the most common fear holding an investor back from achieving a great return is a misunderstanding of what happens when markets fall (as they ... Read More

Financial Planning, News Capital gains, Increase wealth, money

The good, the bad & the ugly debt…How do you tell the difference?

August 11, 2017 By Nicole Heales

The definition of debt is using other people’s money to buy or invest.    But not all debt is created equal, some is likely to leave you stranded in a ... Read More

Financial Planning, Money Management credit cards, Debt, money

Shopping that’s good for you! How to shop around for better deals

July 25, 2017 By Nicole Heales

The good news is, not all shopping is bad for us!  I’m going to work through all the big-ticket items I think you should pay close attention to, so ... Read More

Financial Planning, Money Management, News Budget, Lifestyle, Saving, Shopping

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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