Nicole Heales

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The RBA starts raising rates – how far and how fast? And what does it mean for investors?

May 4, 2022 By Nicole Heales

The RBA has hiked the cash rate by 0.25% taking it to 0.35% and signalling more rate hikes ahead. We expect the cash rate to rise to 1.5% by ... Read More

Debt, Economy, Finances, Investment

Are we heading for a property crash?

April 13, 2022 By Nicole Heales

Australia experienced a property boom during the pandemic, with property values rising more than 20% over 2021, adding $126,700 to the median value of ... Read More

Economy, Investment, Mortgage

Are you underinsured?

April 13, 2022 By Nicole Heales

Many Australians have a set and forget mentality when it comes to their life insurance. But it could result in not having enough cover when you need ... Read More

Financial Planning, Insurance

Get retirement ready, no matter your age

April 13, 2022 By Nicole Heales

With Aussies living longer than ever, you could be spending many happy years in retirement. But did you know that to maintain your standard of living, ... Read More

Financial Planning, Investment, Retirement, Superannuation

How to build an emergency fund when you’re on a budget

April 13, 2022 By Nicole Heales

If there’s one thing the COVID-19 pandemic has shown us, it’s that the unexpected can happen at any time. And, while there are many things in life you ... Read More

Finances, Lifestyle, Money Management

10 money conversations to have with your partner

April 13, 2022 By Nicole Heales

If you have been together for a while though or are edging on making a big financial decision together, having the money talk could make a big ... Read More

Finances, Financial Planning, Lifestyle

The 2022 – 2023 Federal Budget: What it means for you

March 30, 2022 By Nicole Heales

This year’s Federal Budget covers a range of measures aiming to reduce the pressure from increased costs of living and help more people into ... Read More

Economy, Finances, Investment, Lifestyle, Money Management, Superannuation, Tax

Budget smarter with the 50/20/30 rule

March 16, 2022 By Nicole Heales

New to budgeting? You may know how much money you make and have a rough idea of how much you spend. But do you know what you’re actually spending it ... Read More

Finances, Lifestyle, Money Management

Here’s why you need to consolidate your super now

March 16, 2022 By Nicole Heales

What is ‘stapled’ super? New super rules introduced in November of 2021 mean employees are now ‘stapled’ to their existing superannuation fund, ... Read More

Financial Planning, Investment, Superannuation

Everything you need to know about medical examinations for life insurance

March 16, 2022 By Nicole Heales

When you take out an insurance policy, the provider will determine how much you’ll be required to pay in premiums. This process, called ... Read More

Health and Wellbeing, Insurance, Lifestyle

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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