Nicole Heales

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Super, death, and avoiding taxes

July 6, 2022 By Nicole Heales

An interesting finding in the federal government's Retirement Income Review report is that many Australians are dying with the majority of the wealth ... Read More

Estate Planning, Financial Planning, Superannuation, Tax

How diversification fights investor biases

July 6, 2022 By Nicole Heales

Investing in familiar names may bring a sense of comfort but by focusing too heavily on the Australian market, investors may limit their opportunity ... Read More

Finances, Investment

Do I need insurance cover?

July 6, 2022 By Nicole Heales

“Do I really need this insurance?” It’s probably a question you’ve asked at some point when deciding whether to part with your money. But maybe the ... Read More

Financial Planning, Insurance, Lifestyle

What is financial planning?

July 6, 2022 By Nicole Heales

If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a ... Read More

Finances, Financial Planning, Investment, Lifestyle

8 indicators you may not be ready to retire

July 6, 2022 By Nicole Heales

Retirement is a period of life that many people spend years dreaming about: the chance to finally leave work behind and enjoy much-needed time with ... Read More

Finances, Financial Planning, Retirement, Superannuation

Key things for investors to keep in mind during times of market turmoil

June 22, 2022 By Nicole Heales

Key points Share markets have fallen sharply in recent weeks continuing the plunge that started early this year due to worries about inflation, ... Read More

Economy, Investment, Superannuation

Why superannuation makes us all investors

June 14, 2022 By Nicole Heales

Consider superannuation as part of your overall investment portfolio. Vanguard did some research on Australian attitudes and approaches to investing ... Read More

Financial Planning, Investment, Superannuation

Scammers targeting victims through money recovery scams

June 6, 2022 By Nicole Heales

Scamwatch is warning people to be aware of uninvited offers of help to recover money for an up-front payment, following a spike in reports of money ... Read More

Lifestyle, News

What is gazumping and how to prevent it happening to you

June 6, 2022 By Nicole Heales

Picture the scene. You’ve found your dream home—a short stroll to the local schools, close to a leafy park to walk the dog and on a quiet ... Read More

Investment, Mortgage, Mortgage Brokering

Say goodbye to tax troubles

June 6, 2022 By Nicole Heales

Do you find yourself drowning in random receipts when EOFY comes around? Learn to lodge your tax return the easy way with these last-minute and ... Read More

Finances, Tax

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

OUR LOCATION

15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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What’s news for you

  • Carry forward concessional contributions
  • Is it worth salary sacrificing into super? 
  • How worried should I be about running out of money when I stop working? 
  • When you need a Will and who can help 
  • Five life insurance myths debunked  
  • Three ways to access advice for a resilient retirement 
  • How does life insurance work? 
  • Can you really afford the big house, luxury car and holidays? 

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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