Nicole Heales

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Wondering what responsible investing is all about?

September 13, 2022 By Nicole Heales

You may have heard about socially responsible investing – or possibly sustainable investing. Whatever the name, here’s what it means in ... Read More

Finances, Health and Wellbeing, Investment, Lifestyle

Scams robbed Australians of more than $2 billion last year

September 13, 2022 By Nicole Heales

Australians lost a record amount of more than $2 billion to scams in 2021, despite government, law enforcement, and the private sector disrupting more ... Read More

Finances, Health and Wellbeing, News

Reviewing your personal insurance policy: when, why and how

September 13, 2022 By Nicole Heales

Insurance works best when you have the right level of protection for your situation and as your life changes, so might your insurance needs. You ... Read More

Finances, Health and Wellbeing, Insurance, Lifestyle

How interest rate rises could affect you

September 13, 2022 By Nicole Heales

With interest rates increasing for the first time in many years, its effects will be felt by all Australians, not just those paying off their ... Read More

Debt, Economy, Investment, Mortgage

What is the value of life insurance?

August 22, 2022 By Nicole Heales

Life insurance can be valuable at various life stages, whether you’re young and single, starting a family or transitioning to retirement.  What is ... Read More

Financial Planning, Insurance, Lifestyle

Pros & cons of leveraging your home equity for investment

August 22, 2022 By Nicole Heales

If you’ve owned your home for a few years, there’s a good chance you’ve built up some reasonable equity in your existing property, helping you to ... Read More

Finances, Financial Planning, Investment

Will you be able to afford to retire?

August 10, 2022 By Nicole Heales

FORO – the fear of running out – is a very real issue in Australia. AMP’s Financial Wellness research indicates that almost 50% of Australians are ... Read More

Financial Planning, Money Management, Retirement

Tips to reduce your debts before you retire

August 10, 2022 By Nicole Heales

While many Aussies will carry some debt into retirement, the good news is, there are several things you could do now while you’ve still got time on ... Read More

Debt, Financial Planning, Money Management, Retirement

Tax deductible donations: Get the most out of giving back

August 10, 2022 By Nicole Heales

Donating to a charity or cause you care about is a win-win for both you and the charity. Charities rely on the generosity of donors to help them do ... Read More

Lifestyle, Tax

How much time and money do you really need to start investing?

August 10, 2022 By Nicole Heales

There's a common misperception that in order to start investing, you need a large initial sum and lots of time. Here's why that's a myth. Investing ... Read More

Economy, Financial Planning, Investment

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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