Nicole Heales

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The biggest financial mistake women are making according to an economist

March 30, 2025 By Nicole Heales

We all know the story: women earn less than men. But even as society and employers work towards closing the gender pay gap, there’s another inequality ... Read More

Finances, Financial Planning, Investment, Money Management

The benefits of starting an investment portfolio early  

March 30, 2025 By Nicole Heales

Many people put off investing because it seems too daunting or complex. However, there are some valuable benefits to getting into the market while ... Read More

Economy, Financial Planning, Investment

Seven secret financial habits of wealthy Australians you can copy

February 27, 2025 By Nicole Heales

Ever wondered how the wealthy manage their money and what they do differently from the average Australian? New research* from Colonial First State ... Read More

Financial Planning, Investment, Lifestyle, Superannuation

Financial strategies for women over 50

February 27, 2025 By Nicole Heales

Many women in their 50s are asking themselves: “How do I prepare for retirement without financial stress? Can I reduce my working hours or transition ... Read More

Finances, Financial Planning, Health and Wellbeing, Retirement, Superannuation

Financial goals guide 2025

February 27, 2025 By Nicole Heales

Your future's on the line. Don't stay on hold in 2025. Is it March already? It’s time to start nurturing your future self by doing this one thing ... Read More

Finances, Financial Planning, Investment, Lifestyle, Retirement

Can a few extra dollars really make a difference?

February 27, 2025 By Nicole Heales

Extra payments into super, no matter how tiny, can do a lot for your balance. It doesn’t have to be a regular amount or a big lump sum to make a ... Read More

Financial Planning, Investment, Money Management

What assets can you have before losing your Age Pension?

February 20, 2025 By Nicole Heales

There are many benefits to receiving an Age Pension or even a part pension, but there are limits to what level of income or assets you can have, to be ... Read More

Finances, Financial Planning, Investment, Retirement

Understanding the difference between ESG, ethical and green investing

February 20, 2025 By Nicole Heales

For many investors, the promise of ESG (Environmental, Social and Governance) investing has been evasive.  Confusion around what “ESG Investing” ... Read More

Economy, Investment, Lifestyle

Australian home investing: New landlords to lose $23k+ in 12 months buying into two major cities

February 20, 2025 By Nicole Heales

The average Australian property investor could lose money in their first year, with those in the nation’s two largest capitals likely to be more than ... Read More

Economy, Financial Planning, Investment, Mortgage

Financial tips when starting a new job 

January 30, 2025 By Nicole Heales

Whether you’re starting work for the first time or you’re changing jobs, there are key things to know and do.   When negotiating pay for the role, ... Read More

Finances, Financial Planning, Lifestyle, Money Management

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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