Nicole Heales

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Time to take the property plunge?

December 9, 2019 By Nicole Heales

For decades real estate not only delivered security and comfort to bring up Australian families but also a cast-iron vehicle for wealth building, ... Read More

Finances, Financial Planning, Investment, Money Management, Mortgage

Getting your investment property rent-ready

November 11, 2019 By Nicole Heales

When you’re looking at properties it’s hard not to pick features you love. A great view. Beautiful leafy garden and pool. Moments from the beach. But ... Read More

Finances, Money Management, Mortgage

What You Need to Know About Debt Consolidation

November 11, 2019 By Nicole Heales

Debt consolidation is the process of consolidating all your existing debt into a single loan rather than pay them off as multiple loans each with ... Read More

Finances, Financial Planning, Money Management, Mortgage

How You Can Fund Home Renovations

October 21, 2019 By Nicole Heales

Making renovations on your home can be both exciting and exhausting. Whether you are adding a spare room or sharpening the look of your kitchen it is ... Read More

Finances, Lifestyle, Money Management, Mortgage

Why spring is the time to buy a house?

October 21, 2019 By Nicole Heales

Spring is often the busiest time of the year in the property market with the most amount of homes listed and the greatest number of houses sold. The ... Read More

Lifestyle, Mortgage, Mortgage Brokering

Rent vs lifestyle—can you have it all?

September 17, 2019 By Nicole Heales

So you’ve found the apartment of your dreams to rent. It’s a stone’s throw from the CBD’s trendiest shopping street, boasts fabulous views of the ... Read More

Financial Planning, Lifestyle, Money Management, Mortgage

The impact of falling house prices

September 17, 2019 By Nicole Heales

Housing is the most important asset owned by the majority of Australian households, according to the Reserve Bank of Australia (RBA). A house not ... Read More

Financial Planning, Investment, Mortgage

Preparing to buy property together

August 21, 2019 By Nicole Heales

Buying a property together is a major relationship milestone. It's right up there with opening a joint bank account, getting married, and even ... Read More

Investment, Mortgage, Mortgage Brokering

Can you get a home loan for more than the asking price

July 4, 2019 By Nicole Heales

Acquiring a home loan higher than 80% of the asking price is already a difficult task. Loan to Value Ratio (LVR) Most lenders use ... Read More

Finances, Mortgage, Mortgage Brokering Property

What tightened lending means for property buyers

June 16, 2019 By Nicole Heales

Don't be discourage. Sure, tightened lending means home loans are becoming harder for some to get, but it's not all bad news. That's because ... Read More

Finances, Financial Planning, Mortgage Budget, Home Loan, leading

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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What’s news for you

  • Three ways to plan for your 30s
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  • Can I go back to work if I’ve already accessed my super?
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  • When markets are volatile, it pays to stay invested
  • When can you access your super? 
  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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