Nicole Heales

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How does the First Home Super Saver Scheme (FHSSS) work?

December 11, 2022 By Nicole Heales

If you’re a first home buyer, you may be eligible to withdraw voluntary super contributions you’ve made (plus earnings) to put towards a home ... Read More

Finances, Investment, Mortgage, Mortgage Brokering

How to refinance your home loan

November 15, 2022 By Nicole Heales

If you’re thinking about refinancing your home loan, this step-by-step guide shows you what to expect and how to navigate the ... Read More

Debt, Financial Planning, Investment, Mortgage, Mortgage Brokering

What to do if interest rates go up

October 17, 2022 By Nicole Heales

Higher interest rates can present unique opportunities for saving and potential portfolio rebalancing. As inflation continues to challenge the ... Read More

Economy, Financial Planning, Mortgage, Tax

Why paying off your mortgage faster might not always make sense

October 10, 2022 By Nicole Heales

For the most part, paying off your mortgage quicker makes sound financial sense. But there are times when it may be wise to put extra money towards a ... Read More

Debt, Finances, Financial Planning, Mortgage

How interest rate rises could affect you

September 13, 2022 By Nicole Heales

With interest rates increasing for the first time in many years, its effects will be felt by all Australians, not just those paying off their ... Read More

Debt, Economy, Investment, Mortgage

What is gazumping and how to prevent it happening to you

June 6, 2022 By Nicole Heales

Picture the scene. You’ve found your dream home—a short stroll to the local schools, close to a leafy park to walk the dog and on a quiet ... Read More

Investment, Mortgage, Mortgage Brokering

Are we heading for a property crash?

April 13, 2022 By Nicole Heales

Australia experienced a property boom during the pandemic, with property values rising more than 20% over 2021, adding $126,700 to the median value of ... Read More

Economy, Investment, Mortgage

Should you use property to fund your retirement?

January 18, 2022 By Nicole Heales

Superannuation, shares, property, cash, other investments; a dizzying number of options are available when it comes to living comfortably through ... Read More

Financial Planning, Investment, Mortgage, Retirement

Mortgage versus super – a common dilemma

October 8, 2021 By Nicole Heales

Conventional wisdom used to dictate Australians were better paying off their home loans, and then, once debt-free turning their attention to building ... Read More

Financial Planning, Investment, Mortgage, Superannuation

Could interest rates rise sooner than expected?

September 6, 2021 By Nicole Heales

  In response to the pandemic, central banks around the world flooded the market with liquidity. In Australia, the Reserve Bank did what ... Read More

Economy, Finances, Investment, Mortgage

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INDUSTRY AWARDS

  • Winner – Most Influential Financial Planner 2019
  • Power50 – 50 Most Influential Advisers in Australia 2019, 2018 and 2017
  • Finalist – Female Excellence in Advice 2018 and 2017
  • Finalist – Industry Thought Leader of the Year 2018
  • Finalist – Holistic Adviser of the year 2018
  • Winner – Most Inspirational Woman in Financial Planning 2017
  • Finalist – Financial Adviser of the Year 2017 and 2016

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15 Howard Street Beulah Park SA 5067
Mobile: 0417 167 024

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What’s news for you

  • Three ways to plan for your 30s
  • How to find your lost super
  • Can I go back to work if I’ve already accessed my super?
  • Ten tips to outwit online scammers
  • When markets are volatile, it pays to stay invested
  • When can you access your super? 
  • The biggest financial mistake women are making according to an economist
  • The benefits of starting an investment portfolio early  

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Nicole Heales ABN 64 871 906 280 is an Authorised Representative of Capstone Financial Planning Pty Ltd ABN 24 093 733 969. AFSL 223135 (Authorised Representative Number 312479).

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